Since the money is up front, I assume the penalty for missing eventually would just be an automatic deduction of $10,000 from your assets to take the money back.
So the obvious loophole here is to accept the $10K, go to church every Sunday until you can turn that $10K into $20K and then stop.
With smart investing that would take how long?
Commie-Jakyl missing the point! If you don't go to church, the penalty is ETERNAL HELLFIRE AND DAMNATION.
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SmartMuffin - Because anything less would be uncivilized - http://img.imgcake.com/smartmuffin/barkleyjpgde.jpg
http://dudewheresmyfreedom.com/