LogFAQs > #961047793

Credit scores aren't a real thing they're provided for high level consumer consumption. Your credit score is generated through haruspicy of your financial credit history. In there are things creditors like and don't like and bureaus will translate that to a "score" for you because you don't get time to read through your entire fucking financial history every day.

When you apply for a new credit or loan, the creditors / lenders / banks won't look at your credit score. They will look at the paper work used to determine what your score is and make a judgment based on the original source material.