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TopicIs it myth that paying off your credit cards hurts your credit sorce?
uwnim
02/28/21 12:34:29 PM
#32:


There is a huge difference between not carrying a balance and have a balance of 0. Not carrying a balance is good, you avoid interest and are seen as reliable. Having an actual balance of 0 is seen as you no longer using the account though.


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I want a pet Lavos Spawn.
[Order of the Cetaceans: Phocoena dioptrica]
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