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| Topic | Mutual fund recommendations? |
| SpeedDemon20 02/15/21 9:17:18 PM #12: | https://www.reddit.com/r/personalfinance/wiki/iras I have an IRA, but it's not a Roth. I'm still a bit confused about it because the guy called it a "Rollover IRA." I was taking money from my previous employer's 401k and wanted to put it into an IRA. But that's what I've been putting money into each year. Reddit seems to recommend Charles Schwab or Vanguard. I got mine at Merrill Edge, but I don't know the difference between them all and I'm too lazy to switch. At my current job, I have a Roth 401k. I also use an app called Acorns. You link your credit card to it and any charge you make, it rounds up the cost, takes the spare change, and invests it for you (based on whatever portfolio you use). I got about $50 in dividends in December, but that's usually the month with the biggest payout, I think. Dividends seem to be quarterly, semi-annually, or annually. I've been using the app for 3 years, but it was very slow in the beginning (like a couple cents). The app tells me I've gained 2k since starting, but I don't know how to verify that. It seems like I only have its word to go on. --- http://orig14.deviantart.net/59f8/f/2009/047/4/9/rylai_crestfall_by_eyue.jpg Crystal Maiden... gal could break your heart in a thousand pieces. -Rucks ... Copied to Clipboard! |
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