LogFAQs > #949504430

I apply for a specific card and they give me a really low limit despite perfect credit history. I really needed a higher limitlike $8000 or so. I also couldnt review the terms of the card before its booked. So you have to take what you get and fuck off I guess? I have high limits on my other cards (including a Chase one) so I suspect maybe my debt capacity is near maxed for their policy. I call later and ask what the terms of my approvals were. Specialist on the line says no one can see that. I ask for a line increase and if an underwriter could review it and consider one if I lower the line on my other card. He says no they cant do that. I say fine whatever, request a line increase. Declined. I ask the card be closed.

So apparently everyone at Chase has zero agency and completely at the mercy of the software that regurgitates whatever based on numbers in cyberspace. Its impossible to sit down and do business with them one to one.

When all is said and done I have two hard inquiries and a recently opened/closed line of credit and shit to show for it.

Now heres the kicker. This was all a couple weeks ago. I just got an email today that says they increased my current card limit by $6000. Like wwwwwwttttttffffff?!?! >_>