LogFAQs > #939767700

GNS1991 posted...

I like debit cards, because there is a finite amount (tied to your bank account), so you cannnot overdraw anything. Unlike with credit cards, where you have to pay in addition to paying back the sum you overdrawn interest.

A debit card is directly tied to your bank account.
If you have "overdraft protection" applied (DON'T), I would think it's the same whether you overdraw by writing too large a check or using a debit for too much.

Credit cards don't "overdraw". You don't have to pay anything extra if you pay off the full balance each month, which is no different than having it taken from a debit card in the long run (except that you get to slightly delay having the money withdrawn, which is nice).