After 7 years, the debt will disappear as long as she makes no attempt to pay them.
complete lie if you don't pay your bill they take it out of your paycheck until it's paid
That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it.
enjoy trying to get a credit card
I edited the post I was replying to you in to elaborate more.
And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card.
To buy stuff on the internet you do.
Haha what? No you absolutely do not. You do know there is a difference between credit and debit cards right?