In total, only 14% of companies had 401(k) plans for their employees in 2012, according to a January 2017 report from two U.S. Census Bureau researchers who reviewed all W-2 tax forms in the U.S., and those are mostly larger companies. Of those, only about a third of workers are contributing to those plans.
Put another way only about 54 million American workers put money into a 401(k) plan in 2015, according to the Investment Company Institute, while 150 million were employed in that year, according to the Bureau of Labor Statistics).
I'm curious TC. It's almost 10 o'clock ET on a Thursday. Do you even have a full time job? Maybe you do and live on the west coast? I work retail and even I have a 401k. In fact, I borrowed against it to buy a house somewhat recently