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TopicJust got Amex Platinum
LordBalor4
06/20/18 11:16:06 AM
#48:


DoctorVader posted...
I don't know what you're arguing at this point.

I already showed you a link with the average scores of a good amount of people and what they came up with. Many credit cards were harder to get than those charge cards.

Your links don't have anything backing it up other than what this guy believes. Whereas the link I posted is recorded from other people and actually does show some charge cards being maybe 10 points higher, which I hope is not what you're nitpicking about.

I had a Gold card in fucking Sophmore year of college dude. The Platinum card is also easy as fuck to get and they're always sending out promos for that the most. The scores in that link are actually lower than even the Gold Rewards.

That set spending limit thing can actually go as low as $1000. Having that term there gives them way more leeway.

This thread has people saying the same.

https://ficoforums.myfico.com/t5/Credit-Cards/What-is-harder-to-get-approved-AMEX-Charge-Cards-or-AMEX-Credit/td-p/853610

That's odd. My first credit/charge card was the Green Card (I had just turned 19), although I called in to upgrade to Platinum within hours of receiving it (this was almost a year ago).

https://www.flyertalk.com/forum/american-express-membership-rewards/737914-charge-cards-hard-get.html

The whole charge card being harder to get is a myth and definitely not accurate especially with the Gold and Platinum cards. Sorry if I rained on your parade. When you're churning for years and hang around Slickdeals and Flyertalk, you realize just about anyone with even a basic credit score can get it.

Hahahahaha your "years of churning experience" don't impress me. At this moment I am sitting on enough Amex points for several free first class tickets anywhere in the world.
Why are you so butthurt? Have to always be right 100% of the time? Charge cards do have higher credit requirements , but they are still easy to get for anyone with a job who isnt financially illiterate. As I already said, these cards dont mean anything and I see no point arguing over something so pointless lol. I like the perks and they will make my trips more enjoyable.
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