LogFAQs > #902855177

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Topic	Someone used my debit card :(
reruns_revenge 06/09/18 6:51:00 PM #7:	Bacon_Pancakes posted... Far-Queue posted... Most banks are insured for this stuff, and they'll refund it if it's deemed fraudulent. I should be able to get it back. I had something similar happen to me and they could get most of the funds back (probably 90% but my account was drained) Glad you caught it and hopefully you'll be able to get your money back! See if your bank offers fraud protection too. Every time I make an online purchase I get an email and text saying I made a purchase and if it's on a site I've never used before I get a pin sent to me that I enter on my bank app before the transaction can complete... basically 2 factor authentication for purchasing. The potential to lose any amount of cash is why I never charge anything to a debit card and only use credit cards. They have excellent fraud detection, you don't owe anything for fraudulent charges, can't lose cash and can get perks (like additional warranties, airline miles, cash back, etc.). Why do you guys use debit cards instead of credit cards? <cite>reruns_revenge posted [p:902855177] in Someone us... [t:76690736]...</cite> <quote><cite>Bacon_Pancakes posted...</cite> <quote><cite>Far-Queue posted...</cite> <quote>Most banks are insured for this stuff, and they'll refund it if it's deemed fraudulent. I should be able to get it back.</quote> I had something similar happen to me and they could get most of the funds back (probably 90% but my account was drained) Glad you caught it and hopefully you'll be able to get your money back! See if your bank offers fraud protection too. Every time I make an online purchase I get an email and text saying I made a purchase and if it's on a site I've never used before I get a pin sent to me that I enter on my bank app before the transaction can complete... basically 2 factor authentication for purchasing.</quote> The potential to lose any amount of cash is why I never charge anything to a debit card and only use credit cards. They have excellent fraud detection, you don't owe anything for fraudulent charges, can't lose cash and can get perks (like additional warranties, airline miles, cash back, etc.). Why do you guys use debit cards instead of credit cards?</quote> ... Copied to Clipboard!
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