People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both).
What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899
You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.
only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt
or, you know, file a claim
did you not read the post? TD Bank denied their fraud claim.