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TopicAre millenials who use debit over credit cards low information consumers?
CableZL
04/26/18 3:39:00 PM
#93:


kg88222 posted...
That's not true on a lot of cards. They wll charge you a monthly fee that is part of the apr.


You only get charged a fee if you have a remaining balance beyond when the full balance is due.

If you have a 15% APR and your balance is 0, then you pay 0 extra.
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