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TopicAre millenials who use debit over credit cards low information consumers?
CableZL
04/26/18 3:27:47 PM
#77:


kg88222 posted...
They are both ripoffs honestly. Debit cards have no fees except at atms that aren't your bank and you go below a certain balance. Credit cards unless you have no apr you are always paying a fee and you pay your balance every month which you need a bank to do that anyways. You are paying fee's for convenience regardless.


That's not true. If you're paying your balance off every month, the APR doesn't come into play.
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