LogFAQs > #893114321

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Topic	I noticed more and more idiots are putting their phone in their back pocket...y?
1337toothbrush 12/30/17 7:57:21 AM #84:	Rika_Furude posted... uwnim posted... Rika, unless you have no control, credit cards are better. It is absurdly easy to get one with some sort of rewards even if it's only like 1% cash back and as long as you pay off the statement every month there's no interest. You make a small bit of money over using a debit card when used correctly. i dont really think spending like $6k to get $50 cashback is worth it especially with the annual fee of credit cards None of my credit cards have an annual fee. My most-used credit card gives me 2% back on every purchase, so that would be $120 on that $6k with absolutely no penalty for me and no extra effort at all. I even have it set up to automatically pay the balance in full every pay period, so it's like I'm using a debit card. As mentioned before, I also get the benefit of keeping my credit score high. --- :D https://imgur.com/a/FU9H8 <cite>1337toothbrush posted [p:893114321] in I noticed ... [t:76150235]...</cite> <quote><cite>Rika_Furude posted...</cite> <quote><cite>uwnim posted...</cite> <quote>Rika, unless you have no control, credit cards are better. It is absurdly easy to get one with some sort of rewards even if it's only like 1% cash back and as long as you pay off the statement every month there's no interest. You make a small bit of money over using a debit card when used correctly.</quote> i dont really think spending like $6k to get $50 cashback is worth it especially with the annual fee of credit cards</quote> None of my credit cards have an annual fee. My most-used credit card gives me 2% back on every purchase, so that would be $120 on that $6k with absolutely no penalty for me and no extra effort at all. I even have it set up to automatically pay the balance in full every pay period, so it's like I'm using a debit card. As mentioned before, I also get the benefit of keeping my credit score high. --- :D https://imgur.com/a/FU9H8</quote> ... Copied to Clipboard!
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