LogFAQs > #977052857

Preventative care is still fully covered before meeting your deductible, so if you are healthy, the savings from the much lower premiums plus the ability to have an HSA make them much better than a regular plan.

At my job, the out of pocket max for the regular and the HSA were the same and due to the cost difference in the premiums, even if I have like a health issue like once or twice a year it would still be cheaper for me to take the high deductible plan.