LogFAQs > #976148493

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Topic	40 years ago, credit card use wasn't all that common and a fairly new concept
bsp77 09/18/23 11:32:49 AM #32:	Avirosb posted... Glad I've never had to use credit, it seems like a scary concept. It isn't something you should "have" to do. Using credit cards is smart if planning to pay it off every month: It improves your credit score You get money / rewards back If you have a dispute with a vendor, they can get your back If a big emergency happens, you can choose to not play off that month (should be last resort though) I put everything on credit cards and pay off in full every month. --- Currently playing: Armored Core VI <cite>bsp77 posted [p:976148493] in 40 years a... [t:80569319]...</cite> <quote>Avirosb posted... </cite><quote>Glad I've never had to use credit, it seems like a scary concept.</quote>It isn't something you should "have" to do. Using credit cards is smart if planning to pay it off every month:It improves your credit scoreYou get money / rewards backIf you have a dispute with a vendor, they can get your backIf a big emergency happens, you can choose to not play off that month (should be last resort though)I put everything on credit cards and pay off in full every month. --- Currently playing: Armored Core VI</quote> ... Copied to Clipboard!
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