LogFAQs > #974871927

Roth is great early on when you're not making much money. You're taxed up front but you're not paying much in taxes, and it'll have decades to grow tax-free.
Once you're solidly into the 22% and/or 24% tax brackets (like, most of your income is above the threshold for them), I think Roth is a trap and you're better off putting your money in traditional 401K or IRA. Getting the taxes deferred will help a ton to save up for a house and family, and then when you retire if you managed your money properly, you can drip feed it back out a little bit each year to ensure you aren't paying high taxes on the bulk of it. Plus being retired, you have the freedom to move to a state w/ low/no taxes (or one that doesn't tax retirement income) w/o having to care about the job prospects there.

Just my opinion. My state income taxes are pretty high too, so when I switched from Roth to traditional, it had a pretty big decrease in my taxes.