LogFAQs > #971535137

SHRlKE posted...

To me the only difference here is whether you put a set amount into savings at the start of the month or wait until the end and put in what you have left over.

I imagine putting the money in at the start of the month is much better so you can make long term plans more effectively.

Correct. You treat your savings (and emergency fund by extension) as an "expense" you need to budget for at the beginning of the month. You basically decide how much you want to save, then work the rest of your budget based on what's left over, instead of the other way around.
It makes wealth-building the focal point of your budgeting, not an afterthought.