LogFAQs > #965857648

Im in banking and investments though this is not official advice and merely my opinion based off limited info.

I would use the loan and keep your savings, enough for emergencies and the rest invested. I think given a standard time horizon of 3+ years you could easily realize a return on investment greater than the rate you are paying on the equity loan.

Im always hesitant to tell clients to balance transfer their student loans due to unforeseen benefits. Id leave it alone unless the savings are significant enough to you or a budget issue arises.