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Topic	Politics Containment Topic 119: This Place is a Dump
Peace___Frog 08/07/17 9:08:06 PM #287:	LordoftheMorons posted... Reg posted... Selling health insurance across state lines will just result in basically every plan being sold in the state with the fewest costs and restrictions. The credit card market is already this way. From what I've read this is largely not the case, but the reason is basically that allowing plans to be sold across state lines is more or less useless. Basically this is because insurers have to negotiate with individual hospitals/doctors/etc, so if I'm in Nevada it doesn't do me much good to buy a CA plan that's mainly negotiated with CA doctors. From the insurer's perspective it's a ton more work to negotiate with doctors everywhere when a person's mostly going to be accessing doctors in their own state. Better explanation than mine: https://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html Basically yeah. Merging different networks is an enormous undertaking and wouldn't produce many, if any, savings to the consumer for a long time. Also, i only scored a 27 lol --- ~Peaf~ <cite>Peace___Frog posted [p:884368963] in Politics C... [t:75634382]...</cite> <quote><cite>LordoftheMorons posted...</cite> <quote><cite>Reg posted...</cite> <quote>Selling health insurance across state lines will just result in basically every plan being sold in the state with the fewest costs and restrictions. The credit card market is already this way.</quote> From what I've read this is largely not the case, but the reason is basically that allowing plans to be sold across state lines is more or less useless. Basically this is because insurers have to negotiate with individual hospitals/doctors/etc, so if I'm in Nevada it doesn't do me much good to buy a CA plan that's mainly negotiated with CA doctors. From the insurer's perspective it's a ton more work to negotiate with doctors everywhere when a person's mostly going to be accessing doctors in their own state. Better explanation than mine: https://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html</quote> Basically yeah. Merging different networks is an enormous undertaking and wouldn't produce many, if any, savings to the consumer for a long time. Also, i only scored a 27 lol --- ~Peaf~</quote> ... Copied to Clipboard!
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