LogFAQs > #884367062

LurkerFAQs, Active DB, Database 1 ( 03.09.2017-09.16.2017 ), DB2, DB3, DB4, DB5, DB6, DB7, DB8, DB9, DB10, DB11, DB12, Clear
Topic List
Page List: 1
TopicPolitics Containment Topic 119: This Place is a Dump
LordoftheMorons
08/07/17 8:35:57 PM
#283:


Reg posted...
Selling health insurance across state lines will just result in basically every plan being sold in the state with the fewest costs and restrictions. The credit card market is already this way.

From what I've read this is largely not the case, but the reason is basically that allowing plans to be sold across state lines is more or less useless.

Basically this is because insurers have to negotiate with individual hospitals/doctors/etc, so if I'm in Nevada it doesn't do me much good to buy a CA plan that's mainly negotiated with CA doctors. From the insurer's perspective it's a ton more work to negotiate with doctors everywhere when a person's mostly going to be accessing doctors in their own state.

Better explanation than mine:
https://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html
---
Congrats to BKSheikah for winning the BYIG Guru Challenge!
... Copied to Clipboard!
Topic List
Page List: 1