LogFAQs > #880589588

GoriIIa posted...

Ah, how come it's helpful in that tax bracket? (I'm in it and itms a pretty big range?)

basically because you're avoiding paying taxes at a fairly high federal income tax rate on the income you defer there

later when you draw down from it youll be in a combination of the 0% and 15% rate brackets

OTOH, if you were all in the 15% bracket you'd not actually be saving too much by deferring taxes
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