LogFAQs > #880290932

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Topic	Im 30 years old and have no credit.
Thrillwell 06/02/17 5:27:19 PM #20:	Step 1 Capital One secure card. Step 2 Capital One will increase your limit in 5 months providing you pay your card on time. Step 3 Wait one more month then... Get a Capital One Platinum card. With your income you should get a $5000 line of credit. Step 4 Keep your credit cards at less than 10% of your total available credit limit. Do not apply for another card until after your house closes. At the year mark go for that house. Your credit score should be 730-740 by then. If you are signing a mortgage with another person, make sure they have a decent score also... 700+. --- Novus Ordo Seclorum <cite>Thrillwell posted [p:880290932] in Im 30 year... [t:75414526]...</cite> <quote>Step 1 Capital One secure card. Step 2 Capital One will increase your limit in 5 months providing you pay your card on time. Step 3 Wait one more month then... Get a Capital One Platinum card. With your income you should get a $5000 line of credit. Step 4 Keep your credit cards at less than 10% of your total available credit limit. Do not apply for another card until after your house closes. At the year mark go for that house. Your credit score should be 730-740 by then. If you are signing a mortgage with another person, make sure they have a decent score also... 700+. --- Novus Ordo Seclorum</quote> ... Copied to Clipboard!
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