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Topic | I like going to Reddit's 'personalfinance' to see the basic info nobody knows |
deupd_u 05/06/17 12:38:19 PM #1: | Things I've realized: -Nobody seems to understand that credit scores fluctuate, and panic when they have a 2% drop -People spend an exorbitant amount of money on food. I saw a someone say they spend $800/month on 2 people -People will admit to knowing absolutely nothing about taxes, yet still try to do their own taxes -People will admit to knowing absolutely nothing about the stock marker, yet still try to invest in the stock market -There are a lot of college age individuals who think "investing" $500 is worth the effort -A lot of people think CDs are a good investment (They aren't. Ever.) -People will google the number from a missed call to find out it's a debt collector, and will freak the hell out, even if they have no debt. The idea of it simply being a wrong number doesn't even cross their minds -People will ask if they have to pay taxes on unrecorded cash made from doing odd jobs -College students will pick majors they don't even like because they think a related job will pay well (and then can never find a job and want to go back to school to major in something else they think will pay well) -Tracking your own spending on a spreadsheet is too complicated for most people, and they need 5 different apps to do it for them -People actually fall for a LOT of scams. The worst I've seen was someone say that somebody pretending to be the IRS called him and demanded he pay $2,500 in back-taxes using iTunes gift cards or else he would go to jail, and he did it. -Most people in their mid-20s don't have credit cards, and think choosing one is a huge decision --- Snipers don't shoot at paper, they shoot watermelons. http://i.imgur.com/jo511lG.jpg ... Copied to Clipboard! |
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