LogFAQs > #875110920

MariaTaylor posted...

if health insurance providers were forced to give a payout to every single person that did not take the bet just because "if I get cancer I can't un-cancer myself" then no person would ever buy health insurance. they would just wait until they get sick and then make the bet, ensuring them to always get a payout and never have to pay in.

When I was 8, I was diagnosed with Tourrette's Syndrome, OCD, and ADHD, and was treated for it. I was on the insurance provided through the company my father works for, because I was considered his dependent.

Now, flash forward to adulthood, I apply for my own insurance in the event that something happens - like getting injured, maimed, or whatever. I get denied. Because I have pre-existing conditions - Tourrette's, OCD, and ADHD. Even though I no longer need treatment for them, and am coping just fine without medication for them, I was still denied insurance at all.

And that is why the pre-existing conditions clause is nonsense.
---

Everyone's best is different.
You can't always be the best, but you can always do your best.