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| Topic | Credit score keeps going down but no negative behavior |
| Arcanine2009 08/18/25 4:36:13 PM #45: | If you're using over 30% of a credit card's limit, this can lower the credit score temporarily. But if it's regular, it's gonna be trending down. It's considered a risk. So use less than 30% of your credit card's credit limit every month, and make sure the balance is paid off (of course). If you're using over the limit, having multiple credit cards can help, as you can evenly distribute. --- Less is more. Everything you want, isn't everything you need. ... Copied to Clipboard! |
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