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TopicHow much credit card debt do you have?
CE_gonna_CE
02/06/24 11:29:28 AM
#73:


spriga posted...
Damn I hope that's a joke.

pretzelcoatl posted...
???? how on earth
Its not a joke. The vast majority of it comes from 0% balance transfers. I have enough cash on hand and/or assets I could liquidate to pay it off, but theres no sense in doing that before the promotional 0% period ends since its incurring no interest.

There are a couple cards I use regularly for daily purchases and whatnot which I do pay off in full monthly as to not incur interest charges, but the 0% stuff stays out there and I just pay off the balances in full at the time when the promo expires.

Been doing this for the last 10 years or so at least.

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