Lurker > _BlueMonk

hello

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JISOO
JISOO

or are ya chicken

bawk bawk bawk

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JISOO
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<3

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ArianaGrandSlam posted...

but then theyd also need to know your password

the hackers know your password

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JISOO
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fucking Tan suit. ill never forgive the liberals for that.

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JISOO
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ArianaGrandSlam posted...

anyone could steal your phone at any time, or intercept the code they send

they could do that now with 2fa

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JISOO
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ArianaGrandSlam posted...

Thats only one factor then you silly boy

https://youtu.be/hGRii5f_uSc

i mean

if the first factor is good, we wouldn't need 2 factor.

i guess this would be

dynamic passwords

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JISOO
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HODL_Austin_Era posted...

Employee of the month

thanks boss.

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JISOO
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put in your username, it sends you a code or you put in one from your authenticator, and you log in

why bother with the password in the first place.

i guess if you log in and off a lot, it might be an issue. but i mean. fuck those people.

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JISOO
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i dont know why. i just do. i have a gaming pc that i built and have been using windows since i first built one, like in 2009.

but laptops? no. they fucking suck. and this is a nice one too. its got a 10th gen i5, 16gb of ram, and i hate it. my macbook air with its 5th gen i5 and 4gb of ram feels better.

so im going to use it.

fuck it

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JISOO
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ProfessorKukui posted...

J-Girls da best

how do i delete someone else's post

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HANGtheDJ_86 posted...

Ass blasted...?

what

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JISOO
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what do i do now

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let's do this.

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i want to stay in today

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Human stuff was boring.

Orcs looked cool

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girl.

my wife is 16 1/2 weeks pregnant, so its kinda early, but they said they'll check for that so

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JISOO
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Cobalt_Wasps posted...

mayo is not dairy...fucking hell people are stupid

lmao literally eggs and oil. maybe vinegar

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pick4six posted...

mayo (Dairy)

what?

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JISOO
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660 calories. i dunno about "super" food

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JISOO
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lmaooooooo was literally supposed to be the game of games.

and all it was is "eh, i enjoyed it."

lmaoooo

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Cheater87 posted...

Which episode?

final season,
The Ember Island Players


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JISOO
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invest that 800 dollars into dogecoin and it can be 300 dollars tomorrow.

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JISOO
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discodancer77 posted...

Its great. Watch the movie after, its an absolute masterpiece

why you trollin

they even made fun of the movie on the show

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JISOO
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i like the cat

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JISOO
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reminds me of that smackdown locker room ranking or whatever they had like last year or the year before.

dumb. this shit is fake guys cmon. tomorrow if vince willed it, mustafi ali could beat everyone on the roster in a gauntlet match

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JISOO
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3PiesAndAFork posted...

Yes. Speak to an investment professional, but generally if you know nothing, invest in mutual funds or ETF's and let the professionals do it for you. A safe one will give you an average annual return of like 6%.

Look up compound interest. Assuming this is over 30 years and you're saving $1,500 per month (or $18,000/year), at the end of 30 years you will have $1.5 Million.

http://www.moneychimp.com/calculator/compound_interest_calculator.htm

WHOA

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JISOO
JISOO

yeah i was an only child. my mom is an immigrant and all her family is in the philippines. i never see them. my dads family all hate him cuz of issues over inheritance (is brothers all died, so when his parents died, and he got everything, their kids , my cousins, who wanted some got pissed.)

i grew up alone. it sucks. my wife has a huge extended family. her parents are down the block. her aunties and uncles are all here too. tons of cousins and family. i love it and so does she. i want my children to be surrounded by family.

her sister and her *ahem* non-person-of-color boyfriend are the ones who want to move away to virginia or vegas or whatever town. they keep saying its cheaper. great, but we want family.

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JISOO
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ok! so during the time im paying off my mortgage, ill save up about 550000 dollars

how does investment work. will i be able to turn that 500k into at least 750k as it builds?

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JISOO
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interesting! i didn't know people wouldn't suggest paying a mortgage off quickly.

i have to do more calculations...

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EndOfDiscOne posted...

Dont aggressively pay off your mortgage. Take advantage of the low interest rate and invest the difference.

wait what? why wouldn't i want aggressively pay off my mortgage? all the math shows ill end up paying tons more over the lifetime of the loan

unless investing a couple thousand a month can make up the difference? can it?

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Coloradough posted...

Why are your expenses so high?

Move somewhere cheaper, pay $600/mo in mortgage, cook all your own food, you'll only spend $10-15k a year

all our family is here and family means everything to us. plus i dont think we could make as much if we moved elsewere so we'd probably be in the same pickle.

and i do pinch pennies. i cook all my food, etc.

i do want to get a cheaper phone plan but

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JISOO
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divot1338 posted...

Yeah first step is eliminating unnecessary expenditures.

my budget for aggressively paying back a mortgage leaves about 500 dollars extra every month. if i just pay the minimum, its about 1500-2000 a month.

but then i pay twice as long and nearly double over the cost the of loan

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Squall28 posted...

By buying a house within your means. Your balance every month should be a net positive. If you can't do that, then don't buy a house.

what would be in my means?

fyi im in california. a one story 3 bedroom house at about 1500 sqft goes for about 450,000

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JISOO
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MedeaLysistrata posted...

That's riveting

Did you know the Jonas generation has rings around their dicks?

does that make it feel better

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JISOO
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Squall28 posted...

You should be saving while paying off your mortgage.

but then how will i pay off my mortgage

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my girlfriend at the time, now wife, told me noooo dont do 1000 you dont know whats going to happen

MAN WE COULD HAVE PAID OFF ALL OUR DEBT AND BOUGHT A CAR

DAMMIT

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yunalenne10 posted...

Damn, imagine if you put in $1000 before instead.

1050 dollars

wait

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my math is itll take me 3 years to recover from my bankruptcy to get a mortgage, and then 15-20 years of paying off a mortgage (if i do it aggressively). by that time ill be in my mid 50s, leaving 10ish years to save up 750,000 dollars if i retire at 65.

ok so yeah easy.

uh..

is bitcoin still gonna be a thing?

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JISOO
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no you have to be LAWFUL GOOD

ALL THE TIME

ITS IN THE INTERNET BIBLE

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cuttin_in_farm posted...

Looks like they made a mistake hiring you.

you think you're funny

but

ur not

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ApherosyLove posted...

Ask whoever hired you? >_>

he mentioned it at the end of our phone interview, but i was on my lunch break and i kept checking the clock so i wasn't late going back so i dont remember what he said

oh yeah lunch breaks. i guess i just go whenever huh

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whenever

my new job has me being the tech person fixing computer issues at 2 schools in the area. they have other schools and other tech guys for other schools.

i dont think i have an office office. i just have a place to work at both schools and just complete things as they come up.

but also

schools are closed? everyone seems to be working at home. i think if kids need a new computer they have people at the school to swap them out, so maybe thats gonna be me. but i can't be at two places at once so its probably just the regular office staff that might be there. or maybe its a scheduled thing.


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