Board List | |
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Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 12:03:41 PM #30 | Theyre really fucking strong tbh. The new place does custom match paint orders. So touch up bottles, aerosol cans, etc. you can smell it from outside the building, hit me immediately after leaving my car --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:56:12 AM #28 | He said nothing up front, everything rolled into the closing costs. --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:47:58 AM #26 | I guess it doesnt hurt to apply with my current lender as well. especially if theyll make things easier for having history with them. --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:31:05 AM #21 | JustMyOpinion posted... Generally, you can switch jobs while refinancing or getting a mortgage as long as it's in the same industry. Id being going from 7 years in security, to zero experience in production/manufacturing --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:28:54 AM #19 | Yeah I saw another listing for a security job at a VA clinic, paying $18. Thats more money and closer --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:27:43 AM #17 | Sariana21 posted... Ours did, but I dont know if thats standard. Have you even checked with you current lender? I havent, but only because theyve been emailing me we can save you $150 per year if you refi but maybe itd end up being more --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:22:06 AM #14 | were trying a new lender, to make sure we get the break in payment. Im not sure if they still skip one if you refi with current lender. Been at my current job for 7 years, so plenty of experience/history here --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:12:17 AM #10 | Unsugarized_Foo posted... The new pay is negated by the commute. Once you count in the upkeep and maintenance (tires, oil, gas mainly) n such for a vehicle yeah, were hopefully dropping that PMI. Thats where the $75 would come from. I guess appraisals are getting skipped sometimes, because banks know everything is worth more than actual value right now --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:05:58 AM #6 | NES4EVER posted... So if your new job is on a different schedule can you do both for a few weeks? Theyre on the same shift, I just meant pay schedule. but yeah ideally Id quit this job after closing on the refi. --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:04:32 AM #3 | TLDR refinance mortgage or take a new job that barely pays more cant stay afloat as is --- |
Topic | Need financial advise, not stocks or crypto |
lww99 06/16/21 11:01:58 AM #1 | I want to refinance our house to take advantage of these low rates. First guy I called said he could me 2.85%, compared to 4.25% I have now. That would save me $75 per month, but more importantly, it would give me a break to catch up on funds. Thats $800, if I dont have to pay mortgage for August. I got offered a new job last week, and dont want said job to mess up my refinance. They want consistent work history at your current employer. Job pays $1 more per hour, heavy paint fumes, possibility to get promoted, commute will increase 6x(5 mins to 30 mins). However, July is a 3 paycheck month at my current employer, and I cant afford to miss that extra check. If new job is on opposite schedule, I couldnt start until 7/26 essentially. in a perfect world, Ill be able to get the extra check and refinance. But I dont know if timeline will allow. Thoughts? --- |
Topic | Just got a PS5! |
lww99 06/16/21 10:35:09 AM #27 | some of those titles may be part of stay at home or whatever, and dont follow the monthly schedule. but their monthly games need to be added to library, during the specific month. Youre right about not needing to download right away. --- |
Topic | Just got a PS5! |
lww99 06/16/21 10:07:10 AM #24 | The Popo posted... Just a heads up, you might not want to buy Persona 5. If you sign up for PS+, youll get it for free. this isnt exactly true. you need to download those games the month they are free. if you try to download March games in June, you wont be able to get them for free obviously --- |
Topic | are Ed and Lorraine American |
lww99 06/16/21 10:05:03 AM #6 | I just watched annabelle 2 last night. Shit was baddddd --- |
Topic | Just got a PS5! |
lww99 06/16/21 9:57:04 AM #16 | Sony has the best exclusives, congrats --- |
Topic | I got offered a new job. |
lww99 06/16/21 9:23:55 AM #36 | Should I refinance or what --- |
Topic | I want to breed her |
lww99 06/16/21 8:26:40 AM #13 | ROOTFayth posted... ????? I think you meant 25 She has a very young face --- |
Topic | I want to breed her |
lww99 06/16/21 8:24:11 AM #10 | |
Topic | Lol mods must be AOC Simps too. |
lww99 06/15/21 6:56:38 PM #9 | The one where the kept referring to her as a horse? You poor thing. --- |
Topic | Senate passes bill to make Juneteenth a federal holiday |
lww99 06/15/21 6:46:35 PM #20 | Will_Vill posted... Thats this weekend no? yeah im being ignorantly optimistic lol --- |
Topic | Senate passes bill to make Juneteenth a federal holiday |
lww99 06/15/21 6:41:25 PM #14 | Will it go into effect this year? pls? --- |
Topic | Bethesda's Todd Howard on Leaving PlayStation Behind |
lww99 06/15/21 5:15:55 PM #15 | Sony has better exclusives by a mile --- |
Topic | This is a funky jam |
lww99 06/15/21 4:52:55 PM #1 | |
Topic | I got offered a new job. |
lww99 06/15/21 4:16:27 PM #35 | Naysaspace posted... Def not worth $1 hr raise I should have chosen my wording better. I don't think its actually a family owned company, just has that kind of vibe to it. During my interview, I was introduced to literally every employee from top to bottom. They did mention that this would be a new position, due to increased demand. That could be taken either way. --- |
Topic | I got offered a new job. |
lww99 06/15/21 4:13:53 PM #34 | She turned it down, and they were surprisingly cool about it. I'm waiting for them to offer her something else though, I don't think they'll let her stay here forever. --- |
Topic | Anyone get the Johnson and Johnson vaccine? |
lww99 06/15/21 4:00:30 PM #26 | Dark_SilverX posted... https://youtu.be/ZnbOKH9Oe9s holy shit, thanks. This was really fucking well done. --- |
Topic | I got offered a new job. |
lww99 06/15/21 3:52:54 PM #31 | ill probably have to hold off on refinancing our house, if I end up switching --- |
Topic | I'm about to go try Arby's after 20 years of not eating it. |
lww99 06/15/21 3:31:23 PM #20 | Its pretty good, in relation to the cost. Sure, its not a gourmet meal. But its cheap, fast, and tasty. They also have a family pack for $12 2 beef n cheddars, 4 sliders, 4 fries, and mozz sticks. Find a better deal. Oh wait its impossible --- |
Topic | Windows 11 build leaks, features drastically different design. |
lww99 06/15/21 3:25:32 PM #27 | Im sill rocking windows 7, jokes on u --- |
Topic | I got offered a new job. |
lww99 06/15/21 3:04:06 PM #30 | TheGoldenEel posted... The company I used to work for is based in Mentor just outside Cleveland. Benefits were good and they paid pretty well. Might see if theres anything youre qualified for? ill check this out, good looking out! fianc works in mentor currently --- |
Topic | I got offered a new job. |
lww99 06/15/21 3:02:12 PM #29 | Its been like 10 years and I moved, so Ill have to see if my credits are transferable --- |
Topic | I'm about to go try Arby's after 20 years of not eating it. |
lww99 06/15/21 2:53:34 PM #7 | Their curly fries, mozzarella sticks, and turkey sliders are pretty good too --- |
Topic | I'm about to go try Arby's after 20 years of not eating it. |
lww99 06/15/21 2:51:21 PM #2 | Beef n Cheddar. 2 for $6. --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:50:41 PM #25 | Im only like one semester away from an associates degree in police science, but I dont think I want to be a cop anymore. but maybe I could use that degree elsewhere --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:46:47 PM #23 | Id like to go back to school or pick up a trade, but I dont know if taking out a loan when I can barely stay afloat, would be smart --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:33:30 PM #21 | No she turned that down thankfully. She would have had to live in a hotel alone for months until I could get down there --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:33:01 PM #20 | Ive heard horror stories about Amazon, at least for their factory workers Costco/target could be good, if I could find something full time. we live near Cleveland, OH --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:26:29 PM #16 | Yeah you could literally smell the fumes from outside the building. I got used to it after about 30 mins into my interview. But just because Im getting used to it doesnt mean it isnt effecting me. They do offer respirators, but no one was wearing them. --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:21:30 PM #14 | Ive got a friend who works there. theyre gonna let me try out this Saturday for a couple hours. Still not sure its right move, but I guess it wont hurt to try --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:07:19 PM #13 | I used to get a consistent 45 hours every week, and that was much more manageable. My $15/hr averaged out to like $17/hr(give or take) lost the OT when covid hit, and have been struggling ever since. --- |
Topic | I got offered a new job. |
lww99 06/15/21 2:02:47 PM #10 | I just want to be in a position where I dont feel like Im drowning financially, thats literally it. sick of needing help to pay my own bills. unfortunately an extra $40 a week, which is just going to end up in my gas tank, probably isnt going to change anything. --- |
Topic | I got offered a new job. |
lww99 06/15/21 1:55:59 PM #8 | Im not sure if she ever went to trial or not. She did come here once, and made it a point to make sure everyone saw her remove her mask before leaving the building. Boredom is a good point, but it wont be something new. At my current job, there are days where Ill go hours without someone coming in. So Im just browsing Reddit most of the day. The new job would at least keep me busy, and they dont mind if you wear headphones. I guess theres a few different stations, and they try to switch you often, to help keep it fresh. Car is good, but gas is $3.70 right now(premium). Right now, I only get gas every 2 weeks or so but yeah many things open, just gotta find the right fit. --- |
Topic | I got offered a new job. |
lww99 06/15/21 1:33:06 PM #4 | SiO4 posted... $15 after eight years sounds like the end of the road, unless you want to become a Sargent. Right now I do armed security, contracted to a municipal court. Our company is currently in the process of being bought out, and will soon be the largest security company in the world. Maybe our new overlords will try to encourage the employees that have been here for years, but Im not holding my breath --- |
Topic | I got offered a new job. |
lww99 06/15/21 1:16:33 PM #1 | Pros -Pays $16 to start, room for promotions/advancement($15 now) -Profit sharing(never had that) -Family type business, 10 employees Cons -30 minute commute, and I need premium gas(currently like 2 miles) -Heavy paint fumes -Brand new field for me, zero production experience Im afraid to leave something I know how to do, and have been doing for 8 years, for something brand new. Im not sure Ill even be making more money right away, Ill probably lose at first just based on mileage. I do security currently, and this is would be mainly filling aerosol paint cans, and get them ready to ship out. help --- |
Topic | I really hate visiting my qanon in-laws. |
lww99 06/15/21 12:53:24 PM #60 | shes posted 14 links on fb today, and its not even 1pm. --- |
Topic | NYC Mayor eats pepperoni pizza to announce winner of his ranked-choice poll. |
lww99 06/15/21 11:36:35 AM #3 | Gotta be cold if its breakfast tbh --- |
Topic | Accurate Chun Li Cosplay |
lww99 06/15/21 10:44:32 AM #4 | |
Topic | Cashier at Chipotle: Hello, how are you today? |
lww99 06/15/21 10:19:28 AM #5 | I used to get this constantly when I served hi my name is lww99, Ill be coke, no ice! --- |
Topic | What the fuck is going on with Trump is he high or deranged? |
lww99 06/15/21 9:56:37 AM #14 | ZevLoveDOOM posted... looks like his normal self to me... *shrugs* PipeTar posted... Who cares? Stop making topics about Donald Trump. --- |
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