Lurker > Jen0125

Kyuubi4269 posted...

I wish.

lmao
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

holy shit that picture is a gem
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

ZiggiStardust posted...

omg pics

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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

no text
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

lmao deleted his post because it had a spelling error

rich!
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

thank you

since you're really into grammar and spelling i wanted to inform you it's spelled "misogyny"
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

it's not helpful. maybe you should get the sand out of your vagina.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

you only referenced "you all" in regards to the workplace question.

you quoted me directly.

why don't you go be a dick somewhere else?
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

no exasperation is intense annoyance.

"annoys me a bit" is not synonymous with "intense annoyance."

i'm not sure why you're acting like such a dick because i find it a mildly annoying phrase but it's gonna be okay, i promise.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

my post also didn't display any of those.

i didn't realize "annoys me a bit" is exasperation or anger.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

did my post display angst? are you taking this personally for some reason?

this is not anything i even think about. i'm just participating in a topic discussion.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

lmao bligh i love you.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

he's colorblind, y'all.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

lmao okay racist
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

that phrase annoys me a bit because it's only the woman who is actually pregnant. idk why the guy can't just say "we're having a baby" instead of "we're pregnant"
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

go get 'em, tiger!
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Okay racist.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Most people have jobs and are asleep in the dead of night. Bumping your topic when people are still asleep is pointless.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

This is actually really fucking rage inducing.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

He didn't get warned for using the phrase jungle fever in conjunction with a monkey emoji.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Wow so he didn't even get warned for any of that.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Okay.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

blackhrt posted...

you don't have to use expletives Jen, its just discussion. :P

lol i'm sorry i just didn't get your post at all in relation to my topic. i think the wording isn't cohesive. i swear freely and it's not always angry. it's just my vernacular.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

i just want you to show me times when it has happened as frequently as once a year or more
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

blackhrt posted...

ok, but the earth isn't a utopia. at the end of the day the insurance knows its one of "those" kind of institutions...

the institution that can dictate terms to whatever they want without pushback.

what the fuck are you even talking about
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

lmao you use it all the time? link one post where you did it recently that doesn't relate to black people.

jungle fever IS RACIST

you're leaning on a trope that black women are primal from jungles or tribal.

that's racist.

it's like "yellow fever" that's RACIST
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

OhhhJa posted...

Jen0125 posted...

idk why anyone posts about black people here.

according to potd all black women are ugly and any media portraying black people in a positive light are just trying to bring down the white race by being moderately successful or more.

Who even said any of this? Lmao

And for your info, I've always had a little jungle fever

the whole topic and tons of other topics on potd and your "jungle fever" statement is the same as "i have a black best friend."

k

what the fuck is with the monkey emote for jungle fever?

EDIT - Mods i marked his post shit don't warn me if you delete mine because he is being a real jerk just delete without karma please
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

blackhrt posted...

Insurance is a scam in a sense. in that it is inconsistent. outside of people trying to commit fraud or whatever, if I have paid you [the insurance company] for years probably decades for something, then the LEAST you can do is honor something without giving me 100 questions and acting as if Im trying to bend you over backwards. (policies by default covering the stuff that least likely happens, get outta here.)

read your policy!! that's the point of the topic. you're paying for the coverage you're paying for! they need to ask questions to see if your accident or issue is within the policy you purchased. you're proving my topic.

blackhrt posted...

How many people have put insurance into something and still see insurance companies act like they don't what to do when it is time to put forth $$$? hurricanes have hit parts of the US last year and people are still arguing with their insurance companies MONTHS later in the 21st century?

probably tons because PEOPLE DON'T READ THEIR POLICIES

individual insurance policies don't usually cover flood or hurricanes because there is a national fund for that. insurance companies aren't into double insuring. if FEMA is going to provide coverage for your hurricane damage, they aren't going to.

here's some insider info: if there's an exclusion on your policy it's a common claim they don't want to take on the risk for (example intentional acts) or there is insurance provided elsewhere (example FEMA for hurricane damage)

people act like insurance is supposed to be a charitable company just because you pay premiums. you're paying premiums based on the risk you're asking that company to take on. if you live in an area where wildfires are more common your premium will be higher. if you live in an area where there are more accidents than the national average you're gonna pay more.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

rjsilverthorn posted...

Jen0125 posted...

argonautweakend posted...

i say this every time the topic of insurance comes up but I am a fairly healthy 28 year old guy. Never had any major health problems until I got diverticulitis(colon infection) in which I needed 12 inches of colon cut out.

You dont know when you're going to randomly get sick. I am not trying to put fear in people but its true. I never had any major or even medium-sized health problems up until then.

Having insurance is the difference between paying 4,000 dollars or 45,000 which was around what the pre insurance bill was.

i got my moneys worth and then some.

yeah to me health insurance is not a scam. idk if i just purchase a good plan or what. but my surgery for my gall bladder would have been $30k out of pocket and i paid around $2k.

A long time ago my brother fell and broke his leg in a fairly remote area and had to get life flighted to the hospital. The transport alone was over $100k and the total bill between the doctors and hospital was over a million, but he was insured and his out of pocket cost was only a couple thousand.

some people get mad because they have an HMO and they get injured out of network and need emergency services.

so they receive a bill but if you call your insurance company to get an override they will usually do that if you're out of network for an emergency. USUALLY. not always. depends on factors but usually they'll try to cover as much as they can.

but people don't pay attention to their coverage and understand what they need to do if they potentially are in a situation where they wouldn't normally be covered. then they get pissed they need to call for an override and don't want to ride through that process. so they don't. and then they get stuck with the bills. and then they just bitch to everyone they come across.

edit - but also those numbers if true are way too high. that just is another portion of the US healthcare system where breaking your leg is over $1m in bills because it was a remote area? idk. if that's true it's insane and speaks to how overblown our health care system is.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Lobomoon posted...

Lil69Leo posted...

Lobomoon posted...

Lil69Leo posted...

Lobomoon posted...

Jen0125 posted...

Lobomoon posted...

Not really. They just use something else instead of guns.

yeah please show me a mass baseball batting and mass knifing that killed 17 people at an american school.

You are so naive. But there are plenty news reports of terrorists using explosives, fires or heavy vehicles to kill people.

Key word was American. And school.

So just because it doesn't have those keywords - it can't be done?

Because it doesn't have those key words and has never been done at a school it's pretty fucking irrelevant.

So if it doesn't happen in front of you face it doesn't exist?

yeah you keep moving the goalposts of your topic
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Zeus posted...

Plus Asian nations are infamous for mass stabbing incidents.

no they aren't. those are also few and far between. infamous might be technically the correct word because it's crazy when it happens but it's not COMMON and that's the point.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

argonautweakend posted...

i say this every time the topic of insurance comes up but I am a fairly healthy 28 year old guy. Never had any major health problems until I got diverticulitis(colon infection) in which I needed 12 inches of colon cut out.

You dont know when you're going to randomly get sick. I am not trying to put fear in people but its true. I never had any major or even medium-sized health problems up until then.

Having insurance is the difference between paying 4,000 dollars or 45,000 which was around what the pre insurance bill was.

i got my moneys worth and then some.

yeah to me health insurance is not a scam. idk if i just purchase a good plan or what. but my surgery for my gall bladder would have been $30k out of pocket and i paid around $2k.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

FellWolf posted...

Jen0125 posted...

it'd be easier to name what movies haven't made me cry

I know, this is too easy. I cry even without a movie.

i'm crying right now because ernie is asking me to pet his chest all cute like
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

it'd be easier to name what movies haven't made me cry
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

that's fine but the point of insurance is risk transfer IN CASE a catastrophic event occurs.

it's not for minor ding dings you get on your car or fender benders. that's why there's a deductible for your own shit and not liability.

people who file $1,000 or less claims are why insurance is so expensive.

where it gets lost in translation is that insurance is for CATASTROPHIC events that you can't afford to resolve on your own and not minor claims.

so if you don't think it's worth it don't have any insurance that isn't legally forced on you.

but when your house burns down and is a total loss, you'll wish you had insurance.

or when that house burns down 3 more houses in the neighborhood and it was your fault it happened, you'll wish you had insurance.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

argonautweakend posted...

Jen0125 posted...

red bull zero or sugar free is usually my go-to

red bull zero tastes like ass, imo.

sugar free is delicious and almost on par with regular red bull(but i do drink sf cause no calories)

My go to is a 5 hour energy.

i don't super notice a difference between any of the ones that aren't flavored.

usually i just take stuff that has caffeine or a natural energy booster like green tea extract.

but on days where i really feel like i can't get energy or i know i'm gonna be on a road trip driving for hours i'll get one of those two
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

idk why anyone posts about black people here.

according to potd all black women are ugly and any media portraying black people in a positive light are just trying to bring down the white race by being moderately successful or more.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

RedPixel posted...

Jen0125 posted...

insurance is risk pooling

Nah... know what you mean in the context you put it in, but it's just calculating the amount of lube needing for maximum butt fuckery. Nothing risky about it for them. They make a killing.

idk about that. lots of insurance companies are having pretty bad profit margins on their auto side of claims right now. the company i work for is bleeding policies and we're paying WAY TOO MUCH extraneous bullshit claims and medical bills that auto is barely profitable.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

yeah it's not charity lmao it's an incentive for them to recommend the products to their other rich friends who will them potentially purchase them.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

i know most of you guys are talking about auto insurance but those rates are set because of traffic trends in your area. if you live in an area where everyone else is getting in accidents even if you aren't you're gonna pay a higher premium because there's a greater risk you'll get in an accident due to the area. insurance is risk pooling so if you have no tickets or accidents but you drive in an area where TONS of people get tickets and get into accidents you're gonna pay more.

most states have a mandatory minimum for liability of 15k per injury per person up to 30k per accident and 15k for property damage. that coverage is mandatory because you can get in an accident and kill someone and without that coverage they'd be SOL because 99% of americans don't have any appreciable assets (percentage exaggerated but we all know most americans don't have a ton of appreciable assets they could liquidate to pay if they hurt someone in an accident.)

homeowners and renters insurance is dirt cheap and has super high limits. the minimum liability limit for a homeowner's policy where i work is $100k and it's CHEAP AF.

i have $500k in liability limits, $5k in medical payments coverage and like $35k in personal property coverage and i pay $20 a month. i also have a personal injury endorsement though.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

it probably won't meet your homeowners or renters insurance deductible so that will be an exposure you will have to absorb.

unless it was like a really really really expensive pizza

like with truffles and stuff
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

SmokeMassTree posted...

It's almost as if insurance in all forms is a huge scam that we for some reason still allow to happen.

Yeah tell that to people who get slammed with million dollar judgments that their policies will pay out if they have appropriate limits.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Action53 posted...

Jen0125 posted...

Action53 posted...

What does it cover?

read your policy! :D

Oh, I do.

Salesmen get nervous because I take my time reading the fine print before I sign anything. And the more they talk as I read, the more bullshit the deal usually is

There's not really fine print with policies that aren't life insurance. The terms are pretty clearly defined, literally. There are pages of definitions to explain your coverage and potential exclusions.

rjsilverthorn posted...

Action53 posted...

Jen0125 posted...

Action53 posted...

What does it cover?

read your policy! :D

Oh, I do.

Salesmen get nervous because I take my time reading the fine print before I sign anything. And the more they talk as I read, the more bullshit the deal usually is

Don't trust insurance agents would be my second tip. I spent close to ten years investigating sales complaints for an insurance company and some of the stuff they did was insane. (as well as criminal)

I really agree. I think insurance agents should be done away with. They don't actually ask you in depth questions to gauge what coverage you need. That means sometimes you aren't adequately insured and sometimes you're over insured.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Action53 posted...

What does it cover?

read your policy! :D
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

they really do
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Lil69Leo posted...

Lobomoon posted...

Jen0125 posted...

Lobomoon posted...

Not really. They just use something else instead of guns.

yeah please show me a mass baseball batting and mass knifing that killed 17 people at an american school.

You are so naive. But there are plenty news reports of terrorists using explosives, fires or heavy vehicles to kill people.

Key word was American. And school.

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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

red bull zero or sugar free is usually my go-to
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

OhhhJa posted...

How can you listen to the dude speak and not be completely sure he's a giant windbag? All those later night guys are full of shit. They just say whatever offends people the least

i don't listen to him. i don't watch late night shows.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

RCtheWSBC posted...

Daily incel topic

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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429