Lurker > Dan_Haren-

One when they were a virgin

One when they stopped being a virgin

Honestly if you curl in the squat rack, studies have shown it gives you a 37% increase in gains.

We live in a society

Inferno: The Wolrd At War 1939-1945 - by Max Hastings
or
The Second World War - by Antony Beevor

Thanks in advance.

I've made full on business plans with it.

Bump

DarthAragorn posted...

That falls apart with the absolute tiniest shred of critical thinking.

Okay, but I'm not wrong. Its still the fairest. So if you want to whine about fair, thats it.

Agonized_rufous posted...

Pay your fair share

Nothing more fair than flat tax.

literally blood for lube

With the TCJA 2017.

Like he fucked me real good. Dry.

43% vs 56%

Damn, thats closer than I was expecting.

but she has a fully functional 9" penis.

8 mil.

Easiest decision of my life.

After andrew tate

Move to Congo and start a lithium mining company and make billions. Then given back the 100 million and move back to california.

Agree with the governor. The 6 she listed ARE infact evil.

Can't believe a word he's saying. This whole thing is pointless.

Exactly 1 week ago I was 183, today I'm 179. I think about 2 of those pounds were from actual calorie deficit, the other 2 were probably water weight. The 183 was also immediately after a bachelor party in miami where I ate and drank like crazy. But feels good to break 180, thats my threshold of feeling overweight. Next goal is to break 170 which will actually have me looking pretty decent.

Because my diet has been so strict, I decided I'm not going to do cardio, only lifting. Once I plateau, I'll start cardio.

Again, work is going to be the biggest challenge. Waking up 4am to work out, then eating nothing but clean food all day for 10-15 hour shifts. But mentally I'm going strong.

Lost_All_Senses posted...

Id put my kids in small rooms with a big yard lol. Force them lil shits outside. That's probably not how it works. But, like, shut up.

No that's exactly what we want, small rooms is fine, but a large family room was important to us, we spend 90% of our indoor time there.

DeepFriedSquid posted...

Yeah I feel incredibly lucky to have bought at 5%, meanwhile my parents bought their home at 3%.

I don't know if we'll ever get rates like that in the near future.

Have you though about buying a new construction? Probably expensive as shit in California though

Na, new construction in my experience is always overpriced and these new houses tend to be on small lots with small yards. Large yard is a priority for me, meanwhile floorspace is a priority for the wife. Our compromise is getting an older house that needs work to accommodate the budget.

DeepFriedSquid posted...

Home buying ain't easy so good luck fam

I know, especially in todays market, its so hard to find a house you love. Inventory is so low cuz so many people are locked into amazing mortgages.

Foppe posted...

Let me guess, the video forgot to mention the Budapest Memorandum, in which Russia promised to never attack Ukraine if Ukraine destroyed all of its nukes?

Don't forget the 2013 Ukraine-China nuclear deal.

Chrknu posted...

very politically biased Indian source

Don't trust any Indian news, its almost as rigged as Chinese/Russian news, its 90% propaganda. What india has to gain out of all this is that they are buying cheap oil from Russia and the US doesn't like that because its undermining our sanctions. Indian authorities have staunchly defended their actions saying they are simply doing whats best for their country. So I'm not surprised they are sympathizing with Russia. As long as war continues, cheap Russia oil continues to flow to china and India, so both China and India have incentive to keep things going.

And no NATO is not to blame. Theres been several theories but its not 1 specific thing. I think this video goes over some of the reasons the best.
https://www.youtube.com/watch?v=Wbzf0ix2G5I&ab_channel=StanfordAlumni

We were so close....but we figured lets wait. Theres more and more houses being listed over the next few months, more opportunities will come.

This is just blogfaqs to get this off my chest. Emotionally I wanted it, but the smart thing truly was to wait. And spending max budget is never wise.

boxoto posted...

how large is your family

2 small kids...it had enough bedrooms but not enough space in the common areas like living room/family room. With small kids, toys are spread out everywhere, and with any visitors we're all just sitting on top of each other. We have a large extended family that is constantly visiting, we each have siblings with kids.

It was a 9/10 house in a 9/10 area. Beautiful, dream house on a 1 acre lot, beautifully landscaped, in granite bay, california. It was at our max budget but still within budget, but we would intend to live there forever. We ultimately shut it down, the major fault was the interior just didn't have enough space for our large family and at that budget we wouldn't really be able to afford additions any time soon.

Ugh, we're going to be thinking bout this one until we finally do buy a house.

SVB investing $91 billion in held to maturity bonds when bond yields were ultra low, right before rate hikes started.

cjsdowg posted...

Do you know the name of them. I have gotten a few different thing when I looked them up.

And this bad and I would not do it. But I was thinking get a blood test but right before just sweet like all these sweet rolls and have Doctor Pepper.

They will check an A1c to test for diabetes so downing a bunch of sugar will make no difference, it tells the average blood sugar over the last 3 months.

Honestly just talk to ur doctor about it. A lot of people are using it off label, some docs are comfortable prescribing it and some arent.

Immx, man.

I've been up $16k on this stock, held to the point where I went down $8k, still held now I'm at +$500. Lol.

cjsdowg posted...

Has anyone heard of these weight-loss injections?

These meds work really well, side effects are mild and tolerable, and weight loss can be sustained. Alot of people are getting prescriptions and paying out of pocket since insurance isn't covering it if ur not diabetic. Ends up being $1000 per month and I would say it's worth it. Obviously talk to ur doctor about it.

I honestly would do it but I'm gonna try on my own, if I hit a wall and I've truly done everything I could, I would consider it.

Tipping is stupid. I still do it but that's one thing about American culture that makes no sense.

Government needs to step in and ban tips. I would vote for whomever supports that.

My next challenge is meal prepping for work. There's healthy stuff at work but not ideal if I'm being super strict.

I don't have a fridge at work. I can take a lunch box with an ice pack. I have a microwave tho. I just eat quinoa, chicken, and veggies like broccoli. It can be eaten cold too.

ScazarMeltex posted...

Who has that kind of fucking time?

I used to do this in my 4th year of college. My GF(now wife) and I would literally get a box of a dozen donuts and little Caesars pizza and lay around all afternoon having sex then taking a donut and pizza break then rinse and repeat like 3-4 times per evening/night.

We both worked out regularly in the mornings and never really gained much weight. We were also like 21

Ive neve rmet a Karen that isn't a Karen.

Nearly 1000 pages. Considering it.

Miss living there tbh. Lived just south of summerlin, there were a lot of really nice neighborhoods, tons of amazing restaurants in that area, ex: neighbors Cafe, pwky tavern, etc and alot of names I forgot. Tons of healthy /fitness food places. Red rock was a fun place to hang out, could go to one of those restaurants then just walk around. People were generally nice.

There was always something to do, never a boring weekend where we couldn't figure out what to do.

And driving to the strip was super easy and could park at one of the big casinos no problem. People don't park there, tourists use taxi or Uber.

My main issue with living there was the lack of greenery. Scarce grass, old trees, etc. To me that's depressing and the transplanted palm trees just always felt so fake.

Lived there

I got 300 calories left for the day and I'm at goal for protein and fat, but I'm also pretty full and not craving anything..

Prolly will just have a drink of scotch and call it a night

4th day of eating clean, going strong still

I haven't been this strict in 10 years when I lost 20 lbs in 2 months, doing hardcore cardio every day also, up to 4 miles a day every day

No cap

Good, fuck em

This thing is so insane I'm absolutely mind blown.

It only allows for 25 questions every 3 hours then you gotta switch back to chat gpt3.5 for the time being which is still insane.

This is the future.

3rd day of eating clean.

I just need to make this a habit. Don't play to do any cheat days or meals on my own. My cheat meals will come when I'm hanging out with friends or whatever, at which point I'll still go with the healthy options. No soda, chips, deserts, or any other bullshit food. Not strict paleo but trying to go with single ingredient foods with the exception of mission 25g fiber whole wheat tortillas and quinoa.

Euripides posted...

Until its not. The promise of being able to refinance at a lower rate is complete conjecture. Maybe the rate will be lower in 5 years. Maybe it will be double what it is now. Why take that risk?

Because it won't double from 7 where its at now. A recession is already impending. We just had a historic velocity in the fed funds rate for which the consequences will be seen soon, either this year or next. We'll see business growth slow down as businesses will be unable to get capital. In a few years longer timeframe we'll see businesses with existing loans needing to refinance.

Euripides posted...

If you have great credit, you're going to get a better rate with a 30-year fixed. Why put yourself into a situation where you're going to have to refinance in a few years (which isn't free)?

An ARM will still be lower than a 30 year fixed even with great credit

Euripides posted...

The lender will ALWAYS sell it as "yeah, after a few years you can lower your rate!!" when they have no idea what rates will be in 3, 5, or 7 years.

Remember the 2008 housing crisis? A ton of those foreclosures were on ARM loans

That's assuming you don't refinance.

2008 was people with shit credit getting ARMs. This is assuming you have good credit and good income, ARM right now is a no brainer

Prismsblade posted...

Because they probably won't? The record low interest rates the past decade weren't the norm.

Same for the entire economy then as well. So locking in a ARM could very easily screw you over in the long run then.

As such locking in at what rates are now with a fixed is the safest option. Either they raise or you hold, or the lower and then you refinance.

You can always refinance, find a different lender, someone will do it.

Euripides posted...

Never ever EVER go with an ARM. 30 year fixed all the way

Without any explanation or addressing my logic, this post is effectively straight bullshit.

One question I have is: Why would anyone get a 30 year fixed right now? Why would everyone not get a ARM with a lower rate, then refinance to a fixed when rates are cheaper in the next few years? Refinancing should be easy, right? As long as you maintain good credit.

So in my case when I calculate out 5.375 instead of 6.5% which is what most auto-quotes give me online, it makes a massive difference. Why not lock in 5.375 then in like 3-4 years refinance when rates should be lower, lets say in the low 4s?

Eat_More_Beef posted...

Fixed or adjustable?

30 year fixed was 5.75, 5.76 APR
7/6 ARM was 5.375, 6.321 APR
This is assuming 780+ credit and excellent income

The second one the 7.0% interest rate with 7.4% APR was 7/6 ARM, they didn't quote me a 30 year fixed lol.

Straight jokes man.