Lurker > Jen0125

Omg we found out today this guy was in a car accident two days before he was allegedly injured standing up after the arm of this chair broke. He told me be was in a car accident a year ago... Which he was but he conveniently left out he was in an accident TWO DAYS AGO. Give me a break.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

It's okay I banged them and it was great
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

jsb0714 posted...

Ignored

Lmao
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

My ideal leader would provide me with free Taco Bell for life.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

I could be inclined to try that one. But gordita shell with potatoes is a bit thick for me.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

I won't try this because I don't want to touch an egg with my bare hands. I don't get it.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

guess you didn't buy enough burgers
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

yeah that's my boyfriend haha.

i had my hairdresser do my hair for the costume. it came out great. it's hard to see in that pic but she did a really good job.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

i would like to see @RCtheWSBC leave to come to my house
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

rip kana ;-;
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

they're not, ok?
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

it's true that your friend is you
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

i think your friend is you
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

melon is a god damned liar. he always says he'll be on at a reasonable time and then is never on until like 1am!
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EvilMegas posted...

Jen0125 posted...

EvilMegas posted...

I forgot about that. Jesus though, it's a little harsh to say you hate this place when I factor that in

the whole board didn't buy it for her

The whole board didn't deserve this topic either tho.

99% of it does
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EvilMegas posted...

I forgot about that. Jesus though, it's a little harsh to say you hate this place when I factor that in

the whole board didn't buy it for her
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Smarkil posted...

Oh are you bringing your 'friend' back again? Tell us more about your 'friends' relationship?

Does your 'friend' happen to be a truck driver who recently had a child with his hispanic girlfriend after his wife left him for being a cheater?

Lmao
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

yeah it's silly to say the ring isn't bronze colored when it clearly is

not saying anything about the materials at all. just the color.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

RCtheWSBC posted...

lol don't worry, I'm not cutting into your Social Security payments

fuckin got him
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

kana add me on fb if you want! i don't think we're friends.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

i have no clue tbh but i assume they're expensive.

google search says they can be around $600
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Kana posted...

Welching is for account bets, dumbshit

Yeah that guy is an idiot for 100% of what he says so I doubt he cares
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Peterass posted...

Kana posted...

Cell phones and internet are not unnecessary, dude. It's 2017.

My grandparents don't have either and they are fine

They're old and retired the fuck do they care
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

I appreciate it
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

It's okay bb I love you

I've been at my company for almost five years in different positions
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

GameLord113 posted...

Jen, you've been an insurance adjuster for what a year maybe two and you didn't even go to school for it. I've been working with stuff like this for six and if included school, much longer. Sorry I disagreed with you. Like you even said, all the guy has to do is get a lawyer and a doctor that backs up his claims of injuries. He will not get a big payday, but the salon owners will be held partially liable for his injuries.

3 years as a claims specialist handling casualty claims and you don't go to school to be an insurance adjuster lmao. That's not a thing.

He can get an attorney and we'll offer like $500 and tell him to fuck off. That's assuming he fell. But with the facts he provided I'd offer nothing.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Smarkil posted...

I remember some story about how there was outrage about how a dentist refused service to a morbidly obese person because he was afraid the person would break his chair.

I was like, fuck dude, I wouldn't let them in either. That shit ain't cheap.

This is likely exactly why they haven't denied service.


Kana posted...

Hey Jen I know you do this for a living but I'm going to argue with you about why you're wrong anyway.

Lmao they do it every time.

Golden Road posted...

How does being 500 pounds cause the arm to fall off the chair? Was he sitting on it, like how did he manage that o_O

Probably busted out the side from his fat.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Dynalo posted...

I'm curious Jen, would the situation be different if he had injured himself the first time the chair broke? You mentioned that he should have known better since he already broke multiple chairs, but who's fault would it have been had this claim been the first time the chair broke?

If he injured himself the first time the chair broke it would be totally different because neither party would have had notice.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

wolfy42 posted...

Pretty sure you can have a sign that states you reserve the right to refuse service for any reason, which basically means your fairly safe as long as you don't tell someone a reason why your refusing service.

you don't even need a sign for that. you are allowed to do that as a business anyway.

wolfy42 posted...

That being said, saying your chars are not rated for someone is a good reason to refuse service if I have ever heard one.

i agree. i would have done that. the problem is the bad PR. with social media nowadays businesses have to be on their best behavior. that's what my OP was talking about with my coworker.

wolfy42 posted...

But yeah, if I was an attorney representing someone who sat in a chair and got hurt, and it turned out the chair was rated for a much lower weight then the person who sat in it, I don't think I'd have a hard time wining that law suit.

you'd have a hard time arguing your client didn't have most of the comparative negligence for his own injury. the thing is this guy didn't fall. i didn't tell the whole story for the injury. his story is that the arm fell off the chair and he said that he felt is was becoming "extremely unstable" so instead of waiting for it to fall he stood up suddenly and strained a muscle in his back "severely." idk how that even happens but that's his story. that combined with the fact that he's broken 3 chairs before. i don't even know how that mechanism of injury even makes any fucking sense.

wolfy42 posted...

It is the owners responsibility to know what the limitations of his equipment are, not the customer. An argument could be made that after the first time, the customer was aware as well, but if he got injured the first time, it would be totally the owners responsibility.

i'd agree if he was making the claim if this was the first time the chair broke but this is the fourth time. he already knows the equipment can't hold him. his comparative negligence rises every fucking time he decides to go back to the place and break the god damned chairs.

wolfy42 posted...

Could always get a partial verdict (both are at fault so the customer only gets medical awarded etc).

like i said, i'd put at most 10% on my insured at this point. and that's generous. maybe 5%

in all actuality what we'll likely do is agree to pay REASONABLE medical expenses and tell him to kick rocks. his injury is likely extremely fabricated based on what he's alleging. he's saying he stood up and strained his entire back. the mechanism of injury doesn't make a whole lot of sense. he didn't fall down and hurt his tail bone or injure his arm or anything like that. we'll offer to pay for a few chiropractic visits but outside of that he's not going to have much of a case. he'll likely obtain an attorney who works with a shady chiropractor and they'll conspire for him to overtreat to a crazy degree. we'll dispute the treatment. they'll file suit and then after that it'll be out of our hands because we don't handle suits on my team. we pass it to a different team after that.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

wolfy42 posted...

I did say I don't know about insurance, just how things go down in court usually. Also it may vary from state to state as well, and it certainly was not my type of law.

It varies entirely from state to state. What you said is way to generic of a statement to be factual. Some states classify by whether you're an invitee, licensee or trespasser and you have a different duty to each. Some don't. Some have pure comparative negligence. Some have modified comparative negligence. North Carolina says if you're 1% at fault for your own injury you can't get any type of compensation for your injury outside of medical payments coverage. It's all dependent on the laws of the state.

So what you said is entirely untrue. And that's not insurance based. That's legality. That holds true whether you have insurance or not. That's just case law.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Sarcasthma posted...

I hear he went to a buffet and ate all the food and they had to close the buffet.

I heard he went to a buffet and they told him it's all you can eat, not eat all you can and then kicked him out!
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

wolfy42 posted...

yes, you are generally responsible for injuries that happen on your property, ev

This is not true. You are not "generally responsible for injuries that happen on your property" unless you have notice of a defect and fail to warn. Most injuries on people's property are not due to defects to be honest. They're due to people just tripping and falling on things they perceive to be defects but aren't. And they don't prevail in court.

States have defined what are and aren't defects in order to stop nuisance suits from going to court and clogging up the system and wasting people's time. Attorneys will still take claims hoping for a quick settlement and drop clients once we deny claims and issue med pay because they don't want to do anymore work when they see they won't get a quick settlement. It happens all the time.

There's a lot of misinformation in this thread.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Just so you know medical payments coverage is not a liability coverage so that gets paid regardless of liability. You keep saying they're liable. And I disagree entirely with your assessment.

Liability coverage is where a settlement comes from if the insured is negligent.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Oh and here's a heads up, as a business owner you have a duty to warn of any defects that may be unknown to your customers that could cause them injury. This a) isn't a defect technically and b) isn't unknown to this customer. He is willingly taking this hazard on to himself and assuming the risk by agreeing to get his hair cut at this establishment. He has the choice as a consumer to go to any other business. Our insured doesn't have a duty to turn him away.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

You are not correct. I'm sorry. Idk what you do for a living but him having a potential mental disorder is inconsequential to this.

I don't know why people come in these topics and try to tell me I'm wrong. I literally do this for a living. I'm sorry. You're not right.

He has such heavy comparative on him that this is a nuisance claim and we would offer him medical payments coverage up to the limit on the policy since there was an injury on the property and since he was fully aware that he couldn't use the chairs but continued to try to use them anyway its an open and obvious defect for him likely assess 0-10% liability against our insured and offer him like $500 to go away.

If he doesn't like that he can get an attorney and sue. Good luck finding a sympathetic jury with the facts at hand. You look like a dumbass fishing for an insurance settlement.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

SusanGreenEyes posted...

Jen0125 posted...

EightySeven posted...

It has to do with the reasons why the OP thinks the claim is frivolous. Clearly there's a cutoff point where the claim would go from frivolous to not frivolous. For a ridiculous example on the other end, if the chairs collapsed under 100lbs then I think the OP would agree that the salon should probably be held liable. I was just curious where she thinks that line is.

because a morbidly obese man broke a commercial industrial grade chair due to his own weight causing his own injury and thinks someone else should be responsible.

and he has broken 3 other chairs of the exact same type... so it's OBVIOUS that chair doesn't support his weight. he has prior notice the chair doesn't support his weight and continues to choose to use the salon.

I would suggest that the salon owner make the man pay for the broken chairs.

That's what I would do too. Take him to small claims for the fucking chairs dude.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

GameLord113 posted...

If they instructed him to sit down in the chair, they absolutely are liable.

no they aren't lmao

they run a business. they are there to serve a customer. if the customer comes in knowing they're TOO FAT to use my chair and still insist on getting their hair done that's their own fucking problem.

if they have ANY comparative it's like 0-10% so i'd offer nothing.


RCtheWSBC posted...

I am really hoping this dude broke all four chairs in one visit

hahahahah ah man

no it wasn't it was over the span of 4 different visits which is the surreal part.

i'd ban him from coming to my shop.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

no they aren't. i'm telling you they aren't. i do this for a living and would literally put 0 percent comparative on my insured for this claim.

if you come to my salon and want to sit in my chair knowing you've already broken 3 of my chairs in the past and STILL want to get your hair cut that's all on you buddy.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

CyborgSage00x0 posted...

I am though

you're not, ok?
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

GameLord113 posted...

The salon owner and the employees there have a responsibility to speak up and tell him not to use the chairs. He is dumb for keep going back and sitting on their chairs, but the people working at the salon are worse and liable for letting it continue to happen. Fair, next. Pay SMT his money.

No they don't. They discovered it the first time when he did because he's the one who broke the chair. After that, he was aware their chairs couldn't hold him. They don't have a duty to warn him because he already knows. There is no duty to warn someone of a hazard they already know about.

"hey by the way don't forget you've broken 3 of our chairs already fatty"
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

Judgmenl posted...

What I make (75k/yr salary) isn't even enough to live on.

lmao what
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

SkynyrdRocker posted...

Imagine being that fat and being in denial that things like this are your fault

it happens all the time at my job. it's really sad.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EightySeven posted...

You know this would have saved us both some time if you had just opened with "I don't want to answer that question" or didn't respond at all rather than equivocating.

i am point blank answering your question. no one else is responsible for his injury but him. there is no magic number cut off. you're trying to get an answer that doesn't exist.

AwesomeTurtwig posted...

Is this like, confidential?

no, there's no personally identifiable information.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EightySeven posted...

It has to do with the reasons why the OP thinks the claim is frivolous. Clearly there's a cutoff point where the claim would go from frivolous to not frivolous. For a ridiculous example on the other end, if the chairs collapsed under 100lbs then I think the OP would agree that the salon should probably be held liable. I was just curious where she thinks that line is.

because a morbidly obese man broke a commercial industrial grade chair due to his own weight causing his own injury and thinks someone else should be responsible.

and he has broken 3 other chairs of the exact same type... so it's OBVIOUS that chair doesn't support his weight. he has prior notice the chair doesn't support his weight and continues to choose to use the salon.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

I'm talking about this claim.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EightySeven posted...

Almost no humans need or should be 300lbs either. You could make a similar statement at that threshold despite the fact that it would affect a non-trivial percentage of the population.

and? i agree. unless you're really tall most human beings don't need to be 300lbs.

i don't know why you're moving goal posts.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

JOExHIGASHI posted...

Can't he get banned for breaking chairs?

i fucking would ban him from my business. those things are EXPENSIVE. his haircut is like $30 and he's breaking my chairs that are easily hundreds of dollars. no way man.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

EightySeven posted...

That's avoiding the question and I'm not criticizing your evaluation in this case, I'm just curious to know how far you go with it.

i don't know that there is a "legally enforceable" number. or that there should be.

this is just a frivolous claim. it should be common sense that if you allow yourself to get up to 500 lbs and break a commercial industrial grade chair and get injured that that is your own fucking fault.

no human being needs to be or should be 500lbs.
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http://i.imgur.com/4ihiyS2.jpg
"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429

those chairs are commercial industrial grade chairs, man.
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"I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429