Ehh, I'd take it.
I've lived a good life, and my niece and nephew would get $10 mil each. Or maybe I'd just give them $8 mil each and give my best friend $4 mil for him and his family.
Though since my niece and nephew are young and stupid, I might try to set up some sort of trust or drip-feed sort of scenario so they don't get all the money dropped on them at once (and then blow it all on drugs or solid gold bathtubs), but get it slowly spooled out to them over the course of their life so they can just live comfortably.
Though if I'm going to be honest, my nephew would just quit work, never work again, and spend every day eating junk food and playing video games, because that's pretty much his dream life.
Sure it means I'd die shortly before turning 49, but I'm kind of on my way into the worst part of life anyway. And I half-expect to stroke out in the next 10 years or so regardless.
And there's still a 66.666~% chance I survive! In which case, I
definitely
die in the next 10 years or so, as I blow it all on hookers and cocaine. Whee!
"Wall of Text'D!"
--- oldskoolplayr76
"POwned again."
--- blight family