halomonkey1_3_5 posted...That_Happened posted...
I was told that if you want to raise your credit score you shouldn't pay it in full, but rather keep a balance on the card and pay it regularly. Is this true?
the key is to keep some balance on your monthly statements, so you have a history of paying your bills IIRC
and it shouldn't matter if its a long-standing balance or a new one every month as long as you have a meaningful monthly balance that has to be paid(and you do indeed pay some portion of that balance)
That_Happened posted...The Admiral posted...
2. Pay your credit card balance in full every month.
I was told that if you want to raise your credit score you shouldn't pay it in full, but rather keep a balance on the card and pay it regularly. Is this true?
Why have a credit card at all? Can't you just use a debit card?
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Don't listen to Ondore's lies. I'm Bash von Rosenberg ... and so's my wife!
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