Lurker > IdiotMachine

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TopicSo what happens if you call the suicide hotline?
IdiotMachine
07/14/18 8:53:33 AM
#1
What do they say? Are they like "Thank you for calling the suicide hotline. How do you not want to kill yourself today?"

What do they talk about?
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TopicWho even eats at Subway anymore?
IdiotMachine
07/13/18 6:36:48 PM
#1
TopicMy car won't start reliably. What's wrong with it?
IdiotMachine
07/12/18 7:19:52 PM
#7
DarthGravid posted...
Sounds like the ignition switch or possibly something as easy as plugs/wires, based on my recent experience with a similar problem.

I'm not a mechanic, but I was able to troubleshoot and replace an ignition control module, both coil packs, and plugs/wires on a "dead" 2002 Saturn. A $1200 repair done for $185 and half a day on YouTube.

$1200? Wow. Good job!

I'm going to bring it to my trusted mechanic tomorrow, and pay the $20 diagnostic fee. Then decide if it's worth even fixing it or not, because at 105k miles, I have to replace the timing belt (which you then replace the water pump as well), which will add another couple thousand dollars.
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TopicMy car won't start reliably. What's wrong with it?
IdiotMachine
07/12/18 7:07:54 PM
#4
Darkrobotisback posted...
Sounds like an old car.
I mean, all I'm saying the parts are aging and the car is no longer performing the way it should of been x years ago.

Oh absolutely. It's a 13 year old beater car, but it's been taken good care of. Under 100k miles!
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TopicMy car won't start reliably. What's wrong with it?
IdiotMachine
07/12/18 7:03:37 PM
#1
When you put the key in the ignition and turn it all the way to starter position, I hear a click, but nothing. I try and try and try, and eventually the car starts.

I brought the car over to Autozone, and their testing unit showed that the battery, alternator, starter, and voltage regulator are all good. The guy there said it might be an ignition switch, starter gear, or other electrical problem.

Before I bring it to an actual mechanic tomorrow, anyone here have any educated guesses?
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TopicBurger King patties and onion rings = God tier fast food.
IdiotMachine
07/11/18 11:04:47 PM
#1
Of all the big (inter)national fast food joints, BK has the best patties (they have that flame taste somehow), and the best onion rings.

Wendy's has the best overall burgers though, and McDonald's has like nothing good.
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TopicWhy did Bic's "Pen for Her" get such negative feedback?
IdiotMachine
07/11/18 8:52:34 PM
#8
AlisLandale posted...
I usually see "for men" used by brands with an existing gender bias.

Dove bodywash is usually marketed towards women. Men can use it and nobody will even notice or care, but they're more worried abour moving product.

Pens are usually gendered at all to begin with, so its weird to suddenly try to market them as such.

That makes sense. Thanks for answering!
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TopicWhy did Bic's "Pen for Her" get such negative feedback?
IdiotMachine
07/11/18 8:47:30 PM
#3
Mr_Biscuit posted...
Men and women genuinely use different shampoo products and scents

wat.

I've been using standard shampoo for decades.
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TopicWhy did Bic's "Pen for Her" get such negative feedback?
IdiotMachine
07/11/18 8:44:51 PM
#1
But shit like Dove's "Men's Shampoo" is fine?
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Topic"Wanna see my special talent?"
IdiotMachine
07/10/18 6:43:36 PM
#1


Transcript (I recommend watching the video before you read this):
Girl: "I'm high as balls! Oh my god..."
*Sucks on a lollipop*
Girl: "Wanna see my special talent?"
*Deep throats a lollipop*
Mom: "That's a special talent that you can stick that all the way to the back of your neck?"
Girl: "Don't act like you haven't done it before, mom."

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TopicAre you a fan of costco's food court?
IdiotMachine
07/10/18 6:38:00 PM
#14
darkzero297 posted...
I like it. I'm not sure how standardized it is across different stores but they have very unique fries. They kind of have a rough, jagged texture to them. The gravy is totally on point. I could go for some right now.

I've never went to a Costco that had fries, let alone gravy.
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TopicWhat's the best BBQ: Propane or Charcoal?
IdiotMachine
07/08/18 10:38:06 PM
#14
King Rial posted...
Wood(I use Hickory and Apple) > Lump Charcoal > Charcoal Briquettes > Propane

But I'll eat any grilled or BBQd meats. Regardless of my preference. I did some Ribs today. And Cognac-glazed Whole Wings. Smoked with the apple and hickory and finished off on the grill with lump charcoal. I just finished eating. Delicious.

Can't you mix wood chips/chunks with charcoal and get the same effect as cooking with wood?
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TopicWhat's the best BBQ: Propane or Charcoal?
IdiotMachine
07/08/18 10:34:15 PM
#9
DifferentialEquation posted...
Use a chimney starter. They work great and eliminate the need for lighter fluid.

Yup, but still takes a while vs just turning on a dial.
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TopicWhat's the best BBQ: Propane or Charcoal?
IdiotMachine
07/08/18 10:21:22 PM
#1
Which results in a better tasting meal? - Results (28 votes)
Propane grill.
35.71% (10 votes)
10
Charcoal grill.
64.29% (18 votes)
18
Obviously charcoal, but it has its negatives... Mainly it takes a long ass time to get the fire going (without lighter fluid), and clean-up is messier.
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TopicITT: Every single Monk episode.
IdiotMachine
07/08/18 8:39:00 PM
#1
*Murder happens*
*Monk looks around and finds a guy*

Monk: "He's the guy."
Everyone else: "He's not the guy."
*Monk proves he's the guy while OCD shenanigans happen*
*Everyone else is surprised*

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TopicAt the dealership. Thinking of getting this car....
IdiotMachine
07/08/18 7:56:18 PM
#3
So....... what car?
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TopicIf you're not driving offroad, why get an SUV vs. a Minivan?
IdiotMachine
07/08/18 7:55:01 PM
#12
thronedfire2 posted...
Eh? you ever driven through 2 feet of snow with rear wheel drive?

Yes. I had a Lexus IS250 before, and it was a manual rear wheel drive car. I drove it in the snow with summer performance tires as well, because I was too cheap to buy winter tires.
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TopicIf you're not driving offroad, why get an SUV vs. a Minivan?
IdiotMachine
07/08/18 7:52:38 PM
#10
Trumpo posted...

one of the most baller minivans in the market

Cameras and PA systems for the backseats? Built in vacuum cleaners? wtf...

The way they engineered the 2nd row seats to slide and such is amazing. And the 3rd row seats to fold into the trunk area to flat out with just one pull is also pretty darn amazing.

lol @ "I'm going to floor it" -> "that's quicker than it has any business being".
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TopicIf you're not driving offroad, why get an SUV vs. a Minivan?
IdiotMachine
07/08/18 7:47:15 PM
#8
ZCheveyo posted...
Most minivans max out towing at around 3,000-3,500 pounds....most SUVs are double that with the Tahoe, Suburban, and Yukon all pull 8,600 and Armadas getting just over 8,000 (I believe).

Good point. I did not even think about towing capabilities.

thronedfire2 posted...
Snow is a thing

Eh.
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TopicOkay, what does this mean and how do I fix it?
IdiotMachine
07/08/18 7:16:24 PM
#2
It means that an incompatible version of ImageSAFERFilter.dll has been detected. To fix it, you should update or uninstall this software (MarkAny ContentSAFER / Samsung KIES).
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TopicIf you're not driving offroad, why get an SUV vs. a Minivan?
IdiotMachine
07/08/18 7:11:16 PM
#1
Besides the fact that minivans look stupid.
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TopicPrice jump from 55 inch to 65 inch TVs are insane.
IdiotMachine
07/08/18 1:16:05 PM
#13
HypnoCoosh posted...
Also production costs change when demand is lower.

I assume less people buy 65" as opposed to 55" and less

I wonder why. I personally want a 75" TV.
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TopicThere's a motel not far from my place that advertises that it has color TVs
IdiotMachine
07/08/18 11:54:28 AM
#20
DarkFists posted...
I don't travel much...are there really hotels that have paid parking?

Yes. Bunch of places in NYC and NJ area have paid parking, and it's like $50/night.
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TopicPrice jump from 55 inch to 65 inch TVs are insane.
IdiotMachine
07/08/18 11:52:00 AM
#2
TopicI want to calibrate my hd tv. Does anyone know wuere i can buy the software disc
IdiotMachine
07/08/18 11:51:17 AM
#4
Stallion_Prime posted...
How difficult is it to use?

Depends on your eyes. It's mostly pictures, and you change various settings to make it look like what it should. And then there are videos to show you the end results and such.
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TopicI want to calibrate my hd tv. Does anyone know wuere i can buy the software disc
IdiotMachine
07/08/18 11:44:09 AM
#2
I've used Disney's calibration disc, but it does not support 4k:
https://www.amazon.com/Disney-WOW-World-Wonder-Blu-ray/dp/B0045ASBLG
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TopicI've seen 51 films this year.
IdiotMachine
07/08/18 11:18:26 AM
#24
With MoviePass, we've seen over 100 films this year so far at the theater.
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TopicWoman gets casually groped on live tv
IdiotMachine
07/08/18 11:16:16 AM
#28
Honestly if it was for like a split second, I could give him the benefit of the doubt. But that was a solid grab and slap, and he definitely wasn't apologetic after he was called out on it.
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TopicInvestment question.
IdiotMachine
07/07/18 10:25:47 PM
#18
deupd_u posted...
IdiotMachine posted...
we have too much cash

IdiotMachine posted...
$15k in cash in our bank


Literally me:
https://i.ytimg.com/vi/h9Wx3ajbE7Y/maxresdefault.jpg

You should read that whole sentence brah.
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TopicInvestment question.
IdiotMachine
07/07/18 8:08:06 PM
#15
g980 posted...
So? You still avoid paying interest on what you pay down early. Then you can reinvest when you sell, or put it towards your next mortgage


Eh... Our house mortgage is 2.25%.

g980 posted...
And you dont need to max out tax advantages accounts before putting money elsewhere. If you can, great, but consider other big future pre retirement expenses too (house upgrades, kids, kids tuition, etc)

Exactly. That's what we're considering; instead of maxing out 401k, put money in a regular account vs savings.
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TopicInvestment question.
IdiotMachine
07/07/18 6:39:07 PM
#13
Magic Bean posted...
You should be maxing tax advantaged accounts (your 401k) before considering a taxable account. Given your statement on pulling money out of your 401k is a pain, it sounds like you need to build your emergency savings first. I'm assuming you're relatively young so your bond allocation is too high (way too conservative). You also won't get a 5% return on bonds so you should be paying your student loans off first. To summarize:

Build emergency fund
Put more into your 401k
Or pay more of your student loans
then consider a taxable account (with fewer bonds)

Cheers.

Well here's the reason why we don't want to maximize 401k to the legal limit: we might buy a more expensive house in a couple years. Hence why we're just maxing to the company match.

As far as emergency savings/cash, we have plenty... hence why we're thinking of putting this in a taxable account and keeping only like $15k in cash in our bank.
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TopicInvestment question.
IdiotMachine
07/07/18 6:31:30 PM
#11
kingdrake2 posted...
savings accounts don't pay out as much as TC would hope for. i'm guessing in a financial sense they would be low risk since funds are protected pretty much up to 250k insurance and have a low APR on payout based on cash saved.

Yup. I don't want to keep our cash in the savings account with paltry 1.25%...

Kruppe posted...
IdiotMachine posted...
We recently refinanced our student loans to a 15-year loan at 5% APR, with a monthly payment of ~$800/mo for both of us. We are paying $1200/mo (i.e. overpaying by ~$400/mo), so that we can pay this off in about 7 years instead.

Damn, that's a lot of debt

About $40k for each of us, yup. Still, it was worth it since we have good careers now! At least that's what I tell myself.

g980 posted...
why do you think selling your house changes whether you should pre pay? Youve got to pay off the mortgage no matter what...

Because who cares if I pay into it? I'll get paid back the amount I paid into it since I'll be selling it.
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TopicInvestment question.
IdiotMachine
07/07/18 6:29:11 PM
#10
deupd_u posted...
I don't know how much "some excess money" is, but it sounds like you don't have much cash, and you said you wanted liquidity. I would just keep whatever that money is in the bank, it makes your life a lot easier.

Related

Nah, problem is we have too much cash. I don't want cash, but rather put it in some stocks/bonds, and not in a tax advantaged account (as we maxed it out).
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TopicInvestment question.
IdiotMachine
07/07/18 1:12:54 PM
#3
Or is this a question for a financial advisor...? Which will bring me to another question: how do you find one? >_>
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TopicInvestment question.
IdiotMachine
07/07/18 10:42:26 AM
#2
TopicPrice jump from 55 inch to 65 inch TVs are insane.
IdiotMachine
07/07/18 10:24:14 AM
#1
Case:
https://www.amazon.com/TCL-65S517-65-Inch-Ultra-Smart/dp/B0798B2L5H/
These are all 4K HDR (Dolby Vision) UHDTVs.

43": $341.99 ($0.4328/sqin)
49": $386.99 (+13.2% in $ ; $0.3772/sqin)
55": $431.99 (+11.6% in $ ; $0.3342/sqin)
65": $809.99 (+87.5% in $ ; $0.4487/sqin)

wat
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TopicIs $5 a lot of money to Indians?
IdiotMachine
07/06/18 11:24:40 PM
#2
Like Indians from the country India or native Americans?
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TopicInvestment question.
IdiotMachine
07/06/18 10:13:56 PM
#1
My wife and I are each putting 12% in our individual Roth 401ks (meets max company match). We also already deposited $5,500 each to our own Roth IRAs this year (figure we do it at end of April, so that we can get the most gains possible).

We recently refinanced our student loans to a 15-year loan at 5% APR, with a monthly payment of ~$800/mo for both of us. We are paying $1200/mo (i.e. overpaying by ~$400/mo), so that we can pay this off in about 7 years instead.

We still have some excess money, and don't feel like paying more into our student loans, and don't need to pay more into our mortgage (as we are selling this house in the next couple years, and thus there's no reason for us to overpay our mortgage). I also don't want to put more money into our 401ks, as taking money out of that is a pain in the ass; I would rather have a more liquidable asset.

So I was thinking about opening a traditional investment account, and putting some money in there. I found some roboadvisors (Wealthfront and Wisebanyan), and am thinking of doing moderate risk, at 5% cash, 55% stocks, and 45% bonds. Is that a good idea or what?

For comparison, our 401ks are 100% in VFFVX (Vanguard Target Retirement 2055 Fund), and both of our Roth IRAs are at 80% stocks and 20% bonds aggressive risk portfolio.
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TopicTrump Gets Trumped [GIF]
IdiotMachine
07/05/18 7:15:06 PM
#4
FightingGames posted...
rude

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TopicI bought an Android 11.6" "laptop" for $30... it feels so weird.
IdiotMachine
07/05/18 6:32:46 PM
#3
Some thoughts:
*I feel like 90% of my normal home computer usage can be completed with this thing.
*The KB+M experience is so weird with Android... it's clearly not designed for it.
*I keep trying to create windows (i.e. multiple things shown on screen), like on my desktop, and failing.
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TopicI bought an Android 11.6" "laptop" for $30... it feels so weird.
IdiotMachine
07/05/18 6:24:26 PM
#1
https://www.bestbuy.com/site/insignia-11-6-tablet-32gb-with-keyboard-black/5852813.p

^ Bought that for $30, and having a keyboard+mouse on Android makes it really surreal. Is this what a Chromebook feels like?
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TopicHe only got warned for that?
IdiotMachine
07/05/18 4:00:07 PM
#4
Great topic mate.
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TopicWhy doesn't the government provide for daycare services?
IdiotMachine
07/05/18 3:56:38 PM
#3
s0nicfan posted...
Conservatives: Because people survived for all of human history without having someone else pay to watch their kids

Even the young conservatives today have both spouses working.
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TopicWhy doesn't the government provide for daycare services?
IdiotMachine
07/05/18 3:46:52 PM
#1
Or at least require mandatory maternal/paternal leave benefits for expecting parents...
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TopicWhat would realistically happen if all senators/representatives disappeared?
IdiotMachine
07/05/18 3:20:57 PM
#1
All 100 senators and 435 representatives disappear.

What would happen?
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TopicLongest Cable-Stayed Bridge In North America Will Stretch From Detroit 2 Windsor
IdiotMachine
07/05/18 2:57:37 PM
#5
KamenRiderBlade posted...
Doesn't Detroit have far bigger financial woes to tend to?

And why can't they work on these things in parallel?
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TopicLongest Cable-Stayed Bridge In North America Will Stretch From Detroit 2 Windsor
IdiotMachine
07/05/18 2:54:37 PM
#2
Do you really think this international bridge is being funded 100% by Detroit? And you realize with how our government works, money set aside from a purpose cannot be (readily) used for something else, right?
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TopicUpgraded my rig w/Ryzen 7, RX560, 24GB RAM... only problem's I got no games.
IdiotMachine
07/04/18 8:28:15 PM
#4
With a 560, you might be disappointed... I have a 580, and it can barely run modern games on high with a three monitor setup.
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TopicHow's Ocean's 8?
IdiotMachine
07/04/18 3:35:03 PM
#9
xyphilia posted...
As for ocean 8 I wanted to see it out of curiosity but missed it in theaters and just said screw it.

? It's still playing...
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Topic"Crazy Rich Asians" - Racist?
IdiotMachine
07/04/18 3:24:50 PM
#1
Is the topic racist? - Results (8 votes)
Yes, definitely.
12.5% (1 vote)
1
Maybe.
25% (2 votes)
2
No, definitely not.
62.5% (5 votes)
5
Saw a trailer for this while waiting for Ocean's 8 to start, and a black couple that was sitting in front of us started saying how racist the title is, and how fucked up it would be if there was a movie titled "Crazy Rich Blacks".
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