Guy required to pay $2500 before leaving cruise for medical treatment.

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Current Events » Guy required to pay $2500 before leaving cruise for medical treatment.
Michigan man who had seizure on Royal Caribbean cruise forced to pay $2500 bill before evacuating

Vincent Wasney was told that after having three seizures aboard the Independence of the Seas liner and receiving a blood test and medication, he owed more than $2,500, which had to be paid before he could disembark.

The couple had to drain their bank accounts and max out a credit card to pay for the bill, and even then they still needed another $1000 to cover the full list of services.

They were ultimately let off the boat despite not paying for the entire bill in the moment, and the credit card was overdrafted to make up the remainder.

Mr Wasney and Ms Eberlein had neither health insurance nor travel insurance before they boarded their Caribbean cruise.

Read Full Article:
https://www.yahoo.com/news/michigan-man-had-seizure-royal-015155089.html

If his seizures were a previously-known issue:
Kind of silly on them for not purchasing travel insurance on top of the cruise tickets.

If his seizures were not a known issue:
Sucks.
If that amount drained their bank accounts and maxed their credit cards they probably shouldn't be spending money on a cruise.

Also travel insurance is your friend. I'm all for free healthcare but we're not there yet and may never be.
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So their credit card had a 1500 limit? Is it normal for people to have such low limits? I would never travel with such a low limit because emergencies happen.
I play video games.
LeoRavus posted...
If that amount drained their bank accounts and maxed their credit cards they probably shouldn't be spending money on a cruise.

Also travel insurance is your friend. I'm all for free healthcare but we're not there yet and may never be.
I mean even with free healthcare, that will most likely not cover what would happen on a private cruise liner in international waters.
Quicksilver posted...
So their credit card had a 1500 limit? Is it normal for people to have such low limits? I would never travel with such a low limit because emergencies happen.

They most likely put the cruise and who knows what else on the card. A couple with not even $1500 in the bank who does luxury things can't be very good with money.
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LeoRavus posted...
If that amount drained their bank accounts and maxed their credit cards they probably shouldn't be spending money on a cruise.

Also travel insurance is your friend. I'm all for free healthcare but we're not there yet and may never be.

This gives heavy 'People on food stamps shouldn't be allowed to buy soda or steak' vibes

And then this is certainly a thing that's now been said

Quicksilver posted...
So their credit card had a 1500 limit? Is it normal for people to have such low limits? I would never travel with such a low limit because emergencies happen.
Cookin like a chef, I'm a 5 Star Michelin
Fuck that cruise line. They've got his contact and payment info already. They don't need that shit on the spot.
Lusa Cfaad Taydr
what about first world countries with national healthcare? this shit wouldnt be legal anywhere developed
FolkenRawr posted...
This gives heavy 'People on food stamps shouldn't be allowed to buy soda or steak' vibes

And then this is certainly a thing that's now been said

People on food stamps are allotted so much per month. As far as I know they can buy steak if it's uncooked, but I understand certain limitations to help them manage that amount and not run out of food by spending a weeks worth of EBT on a restaurant meal.

In this case someone with no savings, no health insurance, a history of medical problems, and super low available credit should have maybe thought thought things through a little better. At least they were let off the boat since I don't think it's legal to hold someone hostage over a bill. The article title doesn't even sound accurate since they were asked how much they could pay and left without paying the full amount.
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Welp, looks Im living here now -me
Yeesh, remember kids always take travel insurance.

But like, was the cruise line forcibly holding them there? Could they have gotten the authorities involved for kidnapping?
@('_')@
LeoRavus posted...
People on food stamps are allotted so much per month. As far as I know they can buy steak if it's uncooked, but I understand certain limitations to help them manage that amount and not run out of food by spending a weeks worth of EBT on a restaurant meal.

I dont think restaurants accept EBT

He's all alone through the day and night.
LonelyStoner posted...
I dont think restaurants accept EBT

They don't, that was the point.
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this sucks, but not sure if we can fully blame the person involved. Might been gifted the tickets and not known better, hence the money issues
I'm a ? Block. No, punching me won't give you power ups.
Is it legal to hold someone against their will like that?
'Vinyl is the poor man's art collection'.
It seems the guy had a history of seizures so traveling abroad with no kind of travel or even medical insurance is pretty irresponsible. So this is on him tbh.

Hell some travel credit cards even offer it as a perk.

LeoRavus posted...
They most likely put the cruise and who knows what else on the card. A couple with not even $1500 in the bank who does luxury things can't be very good with money.
Cruises can be pretty cheap actually. Especially when you can split the cost with someone.

Same goes for international travel. Youd be surprised what places you can travel to for cheap.
3DS FC:3368-5403-9633 Name: Kaizer
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That was bullshit. The cruise line was in the wrong. Morally, and probably legally. I can't imagine how you're allowed to detain someone like that, even for nonpayment.
What has books ever teached us? -- Captain Afrohead
Subject-verb agreement. -- t3h 0n3
LeoRavus posted...
They most likely put the cruise and who knows what else on the card. A couple with not even $1500 in the bank who does luxury things can't be very good with money.
A Royal Caribbean cruise is not a luxury thing.
If you dont have to fly then a cruise is a pretty cheap vacation.
Cuticrusader09 posted...
A Royal Caribbean cruise is not a luxury thing.
If you dont have to fly then a cruise is a pretty cheap vacation.
It's a luxury thing if you have $2000 to your name.
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she/her
DnDer posted...
That was bullshit. The cruise line was in the wrong. Morally, and probably legally. I can't imagine how you're allowed to detain someone like that, even for nonpayment.

Legallyeh. Theres a reason cruise ships are registered in foreign countries.
Anything that isn't a necessity is a luxury. For a cruise you're looking at around $400 per person for the base package if you don't spend anything on stuff not included.
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LeoRavus posted...
Anything that isn't a necessity is a luxury. For a cruise you're looking at around $400 per person for the base package.
That's reckless when you have no money.
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she/her
LeoRavus posted...
People on food stamps are allotted so much per month. As far as I know they can buy steak if it's uncooked, but I understand certain limitations to help them manage that amount and not run out of food by spending a weeks worth of EBT on a restaurant meal.

In this case someone with no savings, no health insurance, a history of medical problems, and super low available credit should have maybe thought thought things through a little better. At least they were let off the boat since I don't think it's legal to hold someone hostage over a bill. The article title doesn't even sound accurate since they were asked how much they could pay and left without paying the full amount.
Thought things better
> goes on cruise vacation
> has no health insurance
> $2,500 drains two bank accounts and maxes a credit card

Thats just piss poor planning. But I also wonder if they were legally able to detain them on the boat? I bet theres some weird maritime law about debt or something.
If you're not getting promoted, it's not because you're not good at your job. It's because you're good at ONLY your job.
FolkenRawr posted...
This gives heavy 'People on food stamps shouldn't be allowed to buy soda or steak' vibes

And then this is certainly a thing that's now been said
People on food stamps should be allowed to buy steak and soda as long as theres money on the account.

But dont be upset when your monthly allotment is drained in a week.
If you're not getting promoted, it's not because you're not good at your job. It's because you're good at ONLY your job.
pnut027 posted...
> goes on cruise vacation
> has no health insurance
> $2,500 drains two bank accounts and maxes a credit card

Thats just piss poor planning. But I also wonder if they were legally able to detain them on the boat? I bet theres some weird maritime law about debt or something.

I think the detainment part was just something they made up to look like victims. The article says they left before paying the whole bill.
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pnut027 posted...
> goes on cruise vacation
> has no health insurance
> $2,500 drains two bank accounts and maxes a credit card
No health insurance and a history of seizures
http://i.imgur.com/VeNBg.gif http://i.imgur.com/gd5jC8q.gif
http://i.imgur.com/PKIy7.gif http://i.imgur.com/3p29JqP.gif
That stinks but cruises are pretty expensive. Im not shaming poverty but this isnt like a person buying soda or Netflix, small luxuries that make daily life bearable.

Before you go on a trip like that Id have a healthy savings.
Trucking Legend Don Schneider!
Has anyone thought of the possibility that maybe the cruise was gifted to them by someone and they werent being financially irresponsible?
https://i.imgtc.com/MGGa6Os.gif
Even if gifted the tickets and spending nothing once on the boat he still should have had some type of insurance with a bad medical history. When I went on a trip the travel insurance was only $60 for 2 weeks.

I wonder how he paid medical bills before this with no insurance at all. He's probably like my brother who never pays medical bills and waits for them to garnish his wages.
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Why cant people just have good jobs with medical insurance right
TimeForAction posted...
Welp, looks Im living here now -me

"May the Father of Understanding guide you."
thats more than i get in a entire year
3 things 1. i am female 2. i havea msucle probelm its hard for me to typ well 3.*does her janpuu dance*
Going on a cruise outside the country when you dont have insurance and cant afford a 2k medical emergency is a really bad financial idea if were being honest
Dp45
Current Events » Guy required to pay $2500 before leaving cruise for medical treatment.