Anyone else terrified of debt because of family history?

Current Events

I'm not sure what my brother did tbh. He started to get on top of his debt in his mid 30s, or at least put together a plan to start paying it off. His wife nearly divorced him when she found out, I credit her for sorting him out.

My parents just took a golden goose and decided to eat all the eggs. I try not to be bitter about it because its not like I was anything but a little bludger, but I still idly wonder how different life would be if dad made smart investment decisions.

On the one hand I'm thankful that I didn't have the same mindset. On the other hand, I wish I had someone around to teach me about money from a young age.

CE's Resident Scotsman.
http://i.imgur.com/ILz2ZbV.jpg