Current Events > Stock Market General #45

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What's the word today?

So what do you guys think is the Top 10 stocks to buy atm?

ENZC

lol

So what do you guys think is the Top 10 stocks to buy atm?

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So what do you guys think is the Top 10 stocks to buy atm?

I think it's becoming more and more likely that Enzolytics is just complete bullshit and probably even downright fraud.

Only things giving me even a slight amount of confidence in it is that Samsung partnered with them to produce their antibodies, and some doctor with ties to Regeneron joined their advisory board and regularly tags them on LinkedIn

So theres gotta be at least some legitimacy to it, or theyre just really damn good at scamming people lol

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buy a 1-year treasury bill and then ask again when it expires

Can someone explain to me i series bonds?

Thinking about putting 10k into them because they have like a 9.62% rate right now but I'm trying to figure out how to calculate how much that will actually accrue me in interest if I stick with it for 1-5 years

https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm

They sound good.

Apparently you also give up the last 3 months of interest if you cash out before 5 years

I would not buy bonds during a recession, personally.

I would not buy bonds during a recession, personally.

Because you'd be afraid you would need the money you put in/want to be able to use it for smarter investments?

Because the bonds can't lose money, right?

Because the bonds can't lose money, right?

Trying to figure out what 10,000 would mean for a monthly interest accrual. Would it be $10,000 x .00962, = 96.20 per month? Also, I don't really understand the interest rate being a mix between a fixed rate and a variable inflation rate, and how the rate changes every six months.

Apparently you also give up the last 3 months of interest if you cash out before 5 years.

"The interest is compounded semiannually. Every six months from the bond's issue date, interest the bond earned in the six previous months is added to the bond's principal value, creating a new principal value. Interest is then earned on the new principal."

"We set the inflation rate every six months (on the first business day of May and on the first business day of November), based on changes in the non-seasonally adjusted Consumer Price Index for all Urban Consumers (CPI-U) for all items, including food and energy."

You have your fixed rate (which is actually 0.0%) and your inflation rate (4.81% semi-annually [9.62% annual]); every 6 months they re-adjust your bond yield based on the current inflation rate. The change doesn't actually go in effect for you in May/November but actually 6/12/18/etc. months from when you purchased the bond.

So if you bought it right now ($10,000) you would receive $481 in 6 months and then they would re-adjust your rate to the current inflation level on your new principal ($10,481).

If you had $10k sitting around that you know you can invest.

What would you do?

I've thought about going in on some generic ETF like VTI or just a top company like Walmart, Apple, or Microsoft.

If you had $10k sitting around that you know you can invest.

What would you do?

I've thought about going in on some generic ETF like VTI or just a top company like Walmart, Apple, or Microsoft.

Outside of my Roth IRA and work retirement I don't really have any investments. Kind of want to take this market dip to get in.

I know nothing is a sure bet, but seeing so many stocks down 20-30+% just got me thinking that even a return to normal is a nice gain. Even if it is down the road a ways.

Nothing wrong with this approach at all. Id take Walmart out of the mix, but thats just me personally.

Amazon, Intuit, and Costco are 3 other random decent long term buy and holds in my book. But Apple and Microsoft are solid.

Oh, Disney as well. I feel thats priced quite nicely now and will be around forever.

Id just dump it in VTI

Youre all good. If anything was glaringly obvious, all of us in this thread would be rich by now.

As long as youre ok with a bit of volatility if the market keeps going down a bit in the short term and are good with holding long term, which it sounds like you are, youre in good shape. Like you said, stuff Is already down quite a bit from recent highs, so by getting in now youve already got an advantage over folks who got in way higher. Theres no such thing as a safe bet, but VTI is about as solid as you can have since it gets you decent exposure to the market as a whole.

Oh yeah, and if you think Facebook is a long term play, META is another one thats taken quite a battering recently and is at a decent price point. Michael Burry (look him up if you dont know anything about him) favors it over Apple at this point, and if theres any dude that knows his shit and is worth emulating - other than Warren Buffett - its him.

Today is the day we all get rich!