Poll of the Day > Went to a retirement seminar that included a free meal tonight.

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wolfy42
09/22/21 12:07:29 AM
#1:


Was supposed to be 1 hour, it was 2, and no food till it finished after 8pm (started at 5:45).

I was running late all day and had no time to eat. Left here at a bit after 4 and got there 10 minutes early (which for me is late). I was SO FREAKING HUNGRY!!!!

Food finally came after all that and it was the smallest 7 ounce steak I ever had, the mashed potatoes were good, but the green beans were inedible. Stopped and got a slice of pizza on the way home cause I was still mondo hungry.

It was also a sales pitch for fixed term investment (7-10 years), which is way to long for me. You can take out up to 10% of what you invest each year without penalty..which would matter if I had like 500k or more to invest. With the small amount (comparatively) that I have in CDs right now, it wouldn't really make sense.

So was a total waste of time *sigh*. They advertised it as a retirement seminar that would give you ideas on how to retire....instead it was just a sales pitch for their insurance investment strategy.

I should have known sigh. Freaking 40 minute drive each way AND I had to drive back on steam boat island at night, which is seriously scary/dangerous and I hate it.

Won't do that again.

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Tacobot 3000 "Saving the world from not having tacos."
Friends don't make their friends die Hanz. Psychopathic friends do.
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Entity13
09/22/21 12:32:05 AM
#2:


Seminars often are sales pitches for crap, yeah.

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Mead
09/22/21 12:35:25 AM
#3:


I got dragged to an actual timeshare seminar once. It was so terrible and cliche and I was the only one shutting the whole thing down. We never even used the dumb disneyland tickets or whatever that we sat through the sales pitch for

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ParanoidObsessive
09/22/21 4:16:29 AM
#4:


Entity13 posted...
Seminars often are sales pitches for crap, yeah.

This is the main reason why I never go to those sorts of things. The point of the free meal is to get you into a position where they can aggressively fast-talk you into a sales pitch, and it's almost always for something you'd never, ever consider buying unless you were pressured into it (hence why they have to try and badger you into it).

I'm stubborn enough that they're never really going to sell me on their product no matter how hard sell it is, so the whole thing is just a massive waste of both our time. And I'm not so hard up for money that a free meal (which will probably be bad) is motivation enough for me to waste hours of my life listening to a sales pitch I have no interest in.

TANSTAAFL
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wolfy42
09/22/21 4:59:20 AM
#5:


Yeah, they put this out as a retirement seminar with ideas on how to invest your money. The actual invitation said multiple ways/strategies to invest your money.

They were not technically lying since they offer 3 types of fixed index annuities.

One for 7 years and 2 for 10 years. All give 3-6% and you don't lose money if the stock market goes down (just stay at the same amount) and gain money if the stock market goes up.

It's not absolutely horrible but it's nothing like they advertised and they could have broken it down in 15 minutes instead of 2 hours easily.

The resteraunt was Anthony's Home Fire Grill though which is quite good, the dinner was probably about 25$ or so, I used to bring linda there. The shrimp and potatoes there are great (that wasn't a choice I got the supposed 7 ounce sirlion that was more like 4 ounces though.

Was not worth it, but at least it got me out of the house.

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Tacobot 3000 "Saving the world from not having tacos."
Friends don't make their friends die Hanz. Psychopathic friends do.
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Krazy_Kirby
09/22/21 10:33:46 AM
#6:


the leader is good, the leader is great
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Judgmenl
09/22/21 11:12:43 AM
#7:


wolfy42 posted...
One for 7 years and 2 for 10 years. All give 3-6% and you don't lose money if the stock market goes down (just stay at the same amount) and gain money if the stock market goes up.
This is like a shittier version of an Employee Stock Purchase Plan.

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Bugmeat
09/22/21 1:26:23 PM
#8:


wolfy42 posted...
I should have known sigh.
Yes. If they are offering anything to entice you to come, like a free meal, it's going to be a sales pitch.


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Zeus
09/27/21 3:18:17 PM
#9:


Making people hungry is a deliberate tactic, tbh. People are less able to think clearly. And they abuse the sunk cost fallacy, knowing that if people stuck around one hour, they'll stay for the second so that first hour wasn't wasted.

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