Current Events > How do I adult? Which bank should I put my money in?

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Sexypwnstar 10/20/19 11:26:57 PM #1:	I'm getting paychecks, never owned a bank account before, I heard local credit unions are good, is it true? Also, should I finally start looking into the dumb Chase credit card offers that have been mailed to me like every two weeks to a month? HOW DO I ADULT --- https://imgur.com/Su4g5 https://imgur.com/21DiJ <cite>Sexypwnstar posted [p:929032512] in How do I a... [t:78100267]...</cite> <quote>I'm getting paychecks, never owned a bank account before, I heard local credit unions are good, is it true? Also, should I finally start looking into the dumb Chase credit card offers that have been mailed to me like every two weeks to a month? HOW DO I ADULT</quote> ... Copied to Clipboard!
DrizztLink 10/20/19 11:27:25 PM #2:	Credit union for sure. --- http://guidesmedia.ign.com/guides/9846/images/slowpoke.gif https://imgur.com/6ezFwG1 <cite>DrizztLink posted [p:929032526] in How do I a... [t:78100267]...</cite> <quote>Credit union for sure.</quote> ... Copied to Clipboard!
HANGtheDJ_86 10/20/19 11:31:28 PM #3:	The one that you're not in debt to. Thats the golden rule of being an adult. --- Green is the Color <cite>HANGtheDJ_86 posted [p:929032675] in How do I a... [t:78100267]...</cite> <quote>The one that you're not in debt to. Thats the golden rule of being an adult.</quote> ... Copied to Clipboard!
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masterbarf 10/20/19 11:43:32 PM #5:	Stop using "adult" as a verb. <cite>masterbarf posted [p:929033048] in How do I a... [t:78100267]...</cite> <quote>Stop using "adult" as a verb.</quote> ... Copied to Clipboard!
Xenozoa425 10/20/19 11:45:21 PM #6:	A local bank near where you live? Sign up for a debit card, use it for a few months before signing up for a credit card. --- "Your flesh is a relic, a mere vessel. Hand over your flesh, and a new world awaits you. We demand it." <cite>Xenozoa425 posted [p:929033112] in How do I a... [t:78100267]...</cite> <quote>A local bank near where you live? Sign up for a debit card, use it for a few months before signing up for a credit card.</quote> ... Copied to Clipboard!
masticatingman 10/21/19 12:01:39 AM #7:	You basically need a credit card ASAP. And you need a bank account immediately. --- Raised on VHS, anchored to DVD <cite>masticatingman posted [p:929033560] in How do I a... [t:78100267]...</cite> <quote>You basically need a credit card ASAP. And you need a bank account immediately.</quote> ... Copied to Clipboard!
Sexypwnstar 10/21/19 12:03:31 AM #8:	masticatingman posted... You basically need a credit card ASAP. And you need a bank account immediately. Okay but what's the best option. masterbarf posted... Stop using "adult" as a verb. I will use it just like I called crappy players "bads" in WoW. --- https://imgur.com/Su4g5 https://imgur.com/21DiJ <cite>Sexypwnstar posted [p:929033595] in How do I a... [t:78100267]...</cite> <quote>masticatingman posted...</cite> <quote>You basically need a credit card ASAP. And you need a bank account immediately.</quote> Okay but what's the best option. masterbarf posted...</cite> <quote>Stop using "adult" as a verb.</quote> I will use it just like I called crappy players "bads" in WoW.</quote> ... Copied to Clipboard!
Manocheese 10/21/19 12:04:49 AM #9:	Get a credit card that gives you cash back. There are free cards that give 2% back. --- ()_() Hardcore - We'll probably be modded for this... (o.o) http://manocheese.googlepages.com/manocheesery <cite>Manocheese posted [p:929033634] in How do I a... [t:78100267]...</cite> <quote>Get a credit card that gives you cash back. There are free cards that give 2% back.</quote> ... Copied to Clipboard!
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cuttin_in_farm 10/21/19 10:00:39 AM #11:	Choose Discover bank. They give cashback on debit card purchases. If you value atms or physical locations, any credit union will do. Dont get a credit card right now. It sounds like youre a financial virgin. --- A show of kindness may not do much help, but a show of cruelty may do much harm. <cite>cuttin_in_farm posted [p:929044393] in How do I a... [t:78100267]...</cite> <quote>Choose Discover bank. They give cashback on debit card purchases. If you value atms or physical locations, any credit union will do. Dont get a credit card right now. It sounds like youre a financial virgin.</quote> ... Copied to Clipboard!
gloBal enemy 10/21/19 10:06:33 AM #12:	Credit card is good for building up credit history, discipline, etc... but obviously don't use it as a line of credit but instead just use it for convenience and the protections offered by the scheme/issuer. --- If you can understand this, I'm 2/cosC for you. <cite>gloBal enemy posted [p:929044559] in How do I a... [t:78100267]...</cite> <quote>Credit card is good for building up credit history, discipline, etc... but obviously don't use it as a line of credit but instead just use it for convenience and the protections offered by the scheme/issuer. </quote> ... Copied to Clipboard!
MC_BatCommander 10/21/19 10:10:44 AM #13:	Use a credit union for your savings and checking accounts, they accrue more interest than typical banks. Also start researching credit cards and determine which one you want. Imo anyone not using a rewards or cash back card of some sort are completely missing out on easy extra money. --- The Legend is True! <cite>MC_BatCommander posted [p:929044703] in How do I a... [t:78100267]...</cite> <quote>Use a credit union for your savings and checking accounts, they accrue more interest than typical banks. Also start researching credit cards and determine which one you want. Imo anyone not using a rewards or cash back card of some sort are completely missing out on easy extra money.</quote> ... Copied to Clipboard!
Delta_Force 10/21/19 10:50:51 AM #14:	The Piggy Bank. --- More Bush on Obama's Clinton! What the hell does "should of" mean? <cite>Delta_Force posted [p:929045965] in How do I a... [t:78100267]...</cite> <quote>The Piggy Bank.</quote> ... Copied to Clipboard!
kingdrake2 10/21/19 1:23:05 PM #15:	MC_BatCommander posted... Use a credit union for your savings and checking accounts, they accrue more interest than typical banks. Also start researching credit cards and determine which one you want. Imo anyone not using a rewards or cash back card of some sort are completely missing out on easy extra money. also to note: monthly fees are low especially if you have direct deposit or just to have money to use on a debit card. only pay 5$ a month. banks want 25$ a month just to do business with em. plus they have free black coffee and popcorn every visit. --- The act of treachery is an art, but the traitor himself is a piece of **** - Mike Tyson <cite>kingdrake2 posted [p:929051642] in How do I a... [t:78100267]...</cite> <quote>MC_BatCommander posted...</cite> <quote>Use a credit union for your savings and checking accounts, they accrue more interest than typical banks. Also start researching credit cards and determine which one you want. Imo anyone not using a rewards or cash back card of some sort are completely missing out on easy extra money.</quote> also to note: monthly fees are low especially if you have direct deposit or just to have money to use on a debit card. only pay 5$ a month. banks want 25$ a month just to do business with em. plus they have free black coffee and popcorn every visit.</quote> ... Copied to Clipboard!
BlingBling22947 10/21/19 8:29:44 PM #16:	tag --- When was the last time you heard your boy Nas rhyme? Never on schedule but always on time <cite>BlingBling22947 posted [p:929069253] in How do I a... [t:78100267]...</cite> <quote>tag </quote> ... Copied to Clipboard!
Hexenherz 10/21/19 8:33:34 PM #17:	ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that. --- FFXIV: Herzog Erislieb (Cactaur) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving, 80 crafting <cite>Hexenherz posted [p:929069434] in How do I a... [t:78100267]...</cite> <quote>ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that.</quote> ... Copied to Clipboard!
Squall28 10/21/19 8:34:53 PM #18:	I use Bank of America. Just pick something big you can trust. --- If you're going through hell, keep going. -Winston Churchill <cite>Squall28 posted [p:929069496] in How do I a... [t:78100267]...</cite> <quote>I use Bank of America. Just pick something big you can trust.</quote> ... Copied to Clipboard!
Hexenherz 10/21/19 8:35:38 PM #19:	Squall28 posted... I use Bank of America. Just pick something big you can trust. The big ones are usually the ones you can't trust, especially Wells Fargo --- FFXIV: Herzog Erislieb (Cactaur) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving, 80 crafting <cite>Hexenherz posted [p:929069530] in How do I a... [t:78100267]...</cite> <quote>Squall28 posted...</cite> <quote>I use Bank of America. Just pick something big you can trust.</quote> The big ones are usually the ones you can't trust, especially Wells Fargo</quote> ... Copied to Clipboard!
Gobstoppers12 10/21/19 8:36:29 PM #20:	Hexenherz posted... ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that. Depends on the bank. Some will waive fees as long as you deposit X amount each month, or make Y number of transactions. --- I write Naruto Fanfiction. <cite>Gobstoppers12 posted [p:929069567] in How do I a... [t:78100267]...</cite> <quote>Hexenherz posted...</cite> <quote>ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that.</quote> Depends on the bank. Some will waive fees as long as you deposit X amount each month, or make Y number of transactions.</quote> ... Copied to Clipboard!
fan357 10/21/19 8:36:41 PM #21:	masterbarf posted... Stop using "adult" as a verb. --- Never forget where you came from. <cite>fan357 posted [p:929069577] in How do I a... [t:78100267]...</cite> <quote>masterbarf posted... </cite> <quote>Stop using "adult" as a verb.</quote> </quote> ... Copied to Clipboard!
Sexypwnstar 10/22/19 12:11:43 PM #22:	Choice is between a credit union or a local bank, weird how my local bank has higher ratings though. Or should I do Ally bank? Also, wtf is a CD? --- https://imgur.com/Su4g5 https://imgur.com/21DiJ <cite>Sexypwnstar posted [p:929093516] in How do I a... [t:78100267]...</cite> <quote>Choice is between a credit union or a local bank, weird how my local bank has higher ratings though. Or should I do Ally bank? Also, wtf is a CD?</quote> ... Copied to Clipboard!
Xenozoa425 10/22/19 12:38:39 PM #23:	Certificate of Deposit, kind of like a safe investment for interest. Worry about opening an account first though, just start with a local bank to learn the basics, make regular payments to increase your credit score and establish history, brush up on your research, then make your decisions to use a credit union, apply for a CD, etc. --- "Your flesh is a relic, a mere vessel. Hand over your flesh, and a new world awaits you. We demand it." <cite>Xenozoa425 posted [p:929094595] in How do I a... [t:78100267]...</cite> <quote>Certificate of Deposit, kind of like a safe investment for interest. Worry about opening an account first though, just start with a local bank to learn the basics, make regular payments to increase your credit score and establish history, brush up on your research, then make your decisions to use a credit union, apply for a CD, etc.</quote> ... Copied to Clipboard!
CapnMuffin 10/22/19 12:47:38 PM #24:	Your bank choice depends on your preferences and how you prefer to manage your finances. Ask yourself: - How much do I rely on cash? ATM? - Do I prefer face to face interaction? Or prefer digital services? - Do I like to manage cash flow directly or fully automated? - Am I concerned about the integrity of the bank? - How important is security to me? - Am I concerned about fees? - Am I concerned about branch locations and national coverage? --- Parent or parent-to-be? Come join us: https://gamefaqs.gamespot.com/boards/1027-all-things-parenthood NNID : CapnMuffin \| XBGT : Capn Muffin <cite>CapnMuffin posted [p:929094932] in How do I a... [t:78100267]...</cite> <quote>Your bank choice depends on your preferences and how you prefer to manage your finances. Ask yourself: - How much do I rely on cash? ATM? - Do I prefer face to face interaction? Or prefer digital services? - Do I like to manage cash flow directly or fully automated? - Am I concerned about the integrity of the bank? - How important is security to me? - Am I concerned about fees? - Am I concerned about branch locations and national coverage?</quote> ... Copied to Clipboard!
MC_BatCommander 10/22/19 12:49:40 PM #25:	Hexenherz posted... ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that. Most banks waive the monthly fee if you maintain a balance of a certain amount or have your paychecks directly deposited --- The Legend is True! <cite>MC_BatCommander posted [p:929095013] in How do I a... [t:78100267]...</cite> <quote>Hexenherz posted...</cite> <quote>ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that.</quote> Most banks waive the monthly fee if you maintain a balance of a certain amount or have your paychecks directly deposited</quote> ... Copied to Clipboard!
Slaya4 10/22/19 12:52:16 PM #26:	Open up with a credit union to build a reputation with them. That way when you need a loan your credit union will more than likely approve you. Go with Ally for an actual savings account though. Don't bother with a savings account with a brick and mortar bank or credit union. --- Am I going too hard? <cite>Slaya4 posted [p:929095105] in How do I a... [t:78100267]...</cite> <quote>Open up with a credit union to build a reputation with them. That way when you need a loan your credit union will more than likely approve you. Go with Ally for an actual savings account though. Don't bother with a savings account with a brick and mortar bank or credit union. </quote> ... Copied to Clipboard!
Hexenherz 10/22/19 6:45:43 PM #27:	MC_BatCommander posted... Hexenherz posted... ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that. Most banks waive the monthly fee if you maintain a balance of a certain amount or have your paychecks directly deposited Ah ok. --- FFXIV: Herzog Erislieb (Cactaur) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving, 80 crafting <cite>Hexenherz posted [p:929109244] in How do I a... [t:78100267]...</cite> <quote>MC_BatCommander posted...</cite> <quote>Hexenherz posted...</cite> <quote>ugh wait are monthly fees a thing for bank accounts? I have Navy Federal and USAA so I've never had to deal with that.</quote> Most banks waive the monthly fee if you maintain a balance of a certain amount or have your paychecks directly deposited</quote> Ah ok.</quote> ... Copied to Clipboard!
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Current Events > How do I adult? Which bank should I put my money in? (+) Yeah! (+)

Current Events > How do I adult? Which bank should I put my money in?