Current Events > Is 46% utilization of credit bad?

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robellr13
12/06/18 6:30:06 PM
#1:


My credit score dropped from 739 to 722 and Im low key freaking out. Makes me want to live broke and just constantly pay my credit till it goes away.
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nemu
12/06/18 6:32:19 PM
#2:


In terms of credit score, yes. I think it's above 0% and under 10% that's the sweet spot. In terms of how you're living your life, depends on how much credit you have. If you have 40k available credit, that would be quite bad.
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robellr13
12/06/18 6:35:40 PM
#3:


nemu posted...
In terms of credit score, yes. I think it's above 0% and under 10% that's the sweet spot. In terms of how you're living your life, depends on how much credit you have. If you have 40k available credit, that would be quite bad.


Nah I have about 6,700 available credit.
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Makeveli_lives
12/06/18 6:38:29 PM
#4:


Yeah that's pretty bad
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robellr13
12/06/18 6:41:21 PM
#5:


Alright cool. Im about to pay it off with a huge amount then and get the percentage down.
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Smashingpmkns
12/06/18 6:42:45 PM
#6:


Below 10% is the area you want to be in definitely.
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