I would invest it in something super safe and guaranteed and even at a very modest 5% return that would be $50,000 a year which would be a pretty nice extra to whatever you currently make and would go a long ways towards paying off a house pretty damn quick unless you live in a really expensive area. Hell even just a 4% high yield savings account would get you $40K a year. That would make many peoples mortgage payment for the year just by itself.
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