Technology that reduces crashes and makes cars safer isn't increasing insurance rates. It's the greedy insurance companies increasing insurance rates. What we really need is a government option to reduce rates. Of course the best solution would be to reduce reliance on cars, but if we can't do that then we have to recognize how essential they are to living in the US and have the government provide insurance itself, especially since having insurance is mandated to drive a car.
https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg