Anyone else terrified of debt because of family history?

Current Events

I don't have too much of an issue with spending more on a car as long as you truly plan to drive it into the ground. Like 8+ years of usage. Having a constant large cat payment because you're always leasing or buying new cars seems unwise.

Issue is people will tell themselves they'll keep the car long term...but we all know most won't.
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haters gonna hate