Same. My dad used to make decent money when we were growing up, but things where always tight anyway. Then my parents divorced, sold the house on 2000 for some decent profit. My dad gave away all his part of the money so my mom could buy a house for us. Think she did like 65k down payment so the mortgage was only around 700 for a nice area. Then she married a year later....REFINANCED the house so she could pay for a wedding and BUY another house with my then stepfather. They divorced, sold the new house for like 20k profit, but now had to pay 1,100 from what used to be a 700 mortgage.
Eventually my dad didnt have to give her so much money so she couldnt afford to live there anymore. If she had NEVER refinanced, she could still be living there instead of federal housing and we could stand to inherit that house which is probably worth around 250k