We're 1 month into 2024. Have you contributed to your Roth IRA yet? >_>

If you make under ~$140k, you can put in $7000 this year and you have until April to put in another $6500 from last year's contribution limit too.

It's a good retirement investment. The earlier you put the money in the better: the best time put in the money is at the start of the year, but the 2nd best time is now. If you aren't sure what to invest in, either a balanced index fund or a targeted retirement fund is probably your best bet.

No, tell my job to pay me more

I don't have one. Or any savings at all. I'm 40 years old. I'm going to die penniless and in a gutter.

No. I even cancelled my 401k contribution because everything costs too much and I need the extra cash to pay some shit off.

Yup, maxed out already

MarcoRubio posted...

Yup, maxed out already

My man!