I dont have any debt, but the government fucked up in 2012 and are trying to pile a $49,888.50 debt on me (and now transferred to my mother, but Id have to pay it anyway), and weve filed forms to appeal / request it be waived since its all their fault and we cant afford to pay it back, so if they decide against us, the ratio would be something like 40.3% if you include my retirement investments.
Console war in a nutshell:
http://imgur.com/xA6GJZ9.png