Do any of you not have a credit card?

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DragonJumpKick posted...
I wish i hadnt been told by every single person about how bad credit cards were growing up and got one earlier.

Do the research folks

Same here. I finally got a credit card 6 months ago and I'm nearly 29. Citi Double Cash which gives me 2% cash back on all purchases, no annual fee, and no interest for first 12 months. Also they have an awesome mobile app. I've already made $275 cash back. Couldn't be happier with it.