Do you buy protection plans on your products?

Poll of the Day

Poll of the Day » Do you buy protection plans on your products?
Tails_64
04/26/2025
05:16 PM
#1
A lot of electronics and appliances have protection plans you can pay extra for. Do you?

I, personally, don't. The vast majority of my stuff lasts beyond the protection period, so it would usually just be a waste of money.
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dedbus
04/26/2025
05:37 PM
#2
That or its designed to last just outside that warranty. Usually i don't day 1 beta test and you can get a general sense if something is reliable by then.
Krow_Incarnate
04/26/2025
05:47 PM
#3
lolno
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captpackrat
04/26/2025
05:57 PM
#4
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ParanoidObsessive
04/26/2025
06:45 PM
#5
Nope. Usually if something is defective in the first month or so normal warranties will cover returns no matter what, and if it lasts beyond that it'll probably last long enough to make separate extended warranties a waste of money.

Plus, my previous credit card used to offer an automatic 1-year warranty on all electronics purchases, which pretty much covered all the bases.
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Glob
04/26/2025
07:08 PM
#6
They dont really exist here.
Sashanan
04/28/2025
03:58 AM
#7
I don't think it's a thing here either (Netherlands, Europe) but it'd be an instant no thank you from me if it were. I'm assuming that what the law does not enforce, it'd be foolish to spend extra on.

The two times I've rented a car in the USA back when I drove, I turned down all extra insurance also, figured that *if* I got the car damaged, I'd cover it. Haven't needed to an either occasion.
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dj1200
05/08/2025
01:56 PM
#8
generally
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bachewychomp
05/08/2025
01:58 PM
#9
That stuff is an absolute scam, hell no
adjl
05/08/2025
03:11 PM
#10
Almost never.

Sashanan posted...
The two times I've rented a car in the USA back when I drove, I turned down all extra insurance also, figured that *if* I got the car damaged, I'd cover it. Haven't needed to an either occasion.

That's one of the rare cases I do take it, unless it's a rental where my credit card already provides extra insurance. While it's very unlikely that anything happens, damage to cars can add up very quickly if it does, and the extra insurance is often a pretty nominal amount. If I were renting cars regularly enough for it to add up to a meaningful amount, I might skip it, but once every couple years? I'll take the added peace of mind.
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fettster777
05/08/2025
04:46 PM
#11
Its a complete waste of money. The retailers push push push it because its nothing but pure profit for them. They're just banking on the fact that 2 years from now if the item breaks you'll just toss it in the trash and forget about it as opposed to coming back to get it repaired. I worked at an electronics retailer like 15 years ago and they were always asking how much extended warranties we sold.
CarefreeDude
05/08/2025
05:32 PM
#12
I buy additional insurance through my own policy for items. For instance I have one that will replace my phone if damaged thats only like 8 bucks a month, and using it wont' increase my premiums.
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wwinterj25
05/08/2025
08:11 PM
#13
Krow_Incarnate posted...
lolno

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Icegoten200
05/08/2025
10:42 PM
#14
I do for my critical PC parts (CPU, GPU, MOBO) because I've had 3 GPU upgrades due to this in the past when they would end up dying after about 5 years.

I also got it for my home A/C which really came in handy for a while when I had a series of problems happen year after year. Sadly that ran out so all of the visits and parts that used to be free would now cost me.
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joemodda
05/08/2025
10:52 PM
#15
They're typically a scam, only really worth it if the product you're using is under constant duress for whatever reason.
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dragon504
05/08/2025
10:59 PM
#16
Generally no, but earlier this year I took a tv I'd had back to Best Buy after using it for nearly 4 years and got a full refund for it minus the extended warranty's price. Bought a new tv online, but I'll likely go back to BB when I need/want another tv.
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Revelation34
05/09/2025
12:53 PM
#17
Icegoten200 posted...
I do for my critical PC parts (CPU, GPU, MOBO) because I've had 3 GPU upgrades due to this in the past when they would end up dying after about 5 years.

I also got it for my home A/C which really came in handy for a while when I had a series of problems happen year after year. Sadly that ran out so all of the visits and parts that used to be free would now cost me.


At that point they should have just replaced the entire unit.
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SinisterSlay
05/09/2025
01:21 PM
#18
Sometimes.

Like my TV, I live in they middle of nowhere, the TV is huge, and it doesn't fit in my car.
So when they said their extended warranty includes in home pickup, yeah it's worth it. Because I can't realistically use the manufacturer's warranty anyways.
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Tora_Sami
05/09/2025
01:57 PM
#19
I bought the protection plan on my S90D OLED TV for sure. It protects against burn in and any accidental damage. Of course it's one a one time use Mulligan, but I ain't going to be able to afford another TV if something happened to it lol
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captpackrat
05/09/2025
01:58 PM
#20
Costco automatically extends the manufacturer's warranty up to 2 years from the date of purchase for TVs, projectors, computer (except touchscreen tablets), Refrigerators (above 10 cu. ft.), freezers, ranges, cooktops, over-the-range microwaves, dishwashers, water heaters, washers and dryers.
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MrMelodramatic
05/09/2025
04:18 PM
#21
No, but I do buy insurance on events/travel tickets
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Extreme_light
05/09/2025
05:33 PM
#22
Not really
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fishy071
05/10/2025
12:08 AM
#23
I usually don't.
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Poll of the Day » Do you buy protection plans on your products?