Lil69Leo posted...
You are like you are now but have only enough money to cover the bare necessities.
You are like you are now but have a billion dollars in the bank.
This is a false dichotomy. You can have enough money to cover your basic expenses and have enough left over for leisure, etc. that you're comfortable.
I know it sounds kind of odd for me to say this about myself, but you should know that my mood changes with the wind.